topic Re: Citi 2/65 rule in Credit Card Applications

Citi 2/65 rule

Anonymous — Wed, 18 Sep 2019 17:43:30 GMT

Hello I like to now if the citi 2/65 rule applies to all credit cards or only citi in other words I can apply for two amex and next week apply for the citi with out get denied for the 2/65 rule ?

Re: Citi 2/65 rule

FinStar — Wed, 18 Sep 2019 18:36:56 GMT

The implied Citi rule is no more than 2 Citi applications within 65 days.

You can also read more about it via the DoC article below which goes more in detail:

https://www.doctorofcredit.com/citis-application-rule-explained-865-rule/amp/

Re: Citi 2/65 rule

Anonymous — Wed, 18 Sep 2019 19:04:04 GMT

@Anonymous wrote:
Hello I like to now if the citi 2/65 rule applies to all credit cards or only citi in other words I can apply for two amex and next week apply for the citi with out get denied for the 2/65 rule ?

https://www.reddit.com/r/churning/comments/67u9q0/guide_antichurning_rules/

You could get denied by Citi if they think you have too many apps in a short period but, the link above details out the major banks and their "rules" that have been observed.