topic Re: Amex Green - Denied : ) in Credit Card Applications

Amex Green - Denied : )

marmaladepie — Thu, 24 Oct 2019 15:53:33 GMT

Still blacklisted after all these years. Waiting for snail mail letter (for some reason I can't access the denial reason online).

813 fico, 6% util

Oldest Acct 15yrs

AAoA 6yrs

BK7 2009 that fell off reports this year. Amex was included.

I scratch my head trying to understand why they gave me a Hilton card last year w a 20k starting limit and have denied any CLI attempts (put 18k of spend on the card in 2018) citing previous relationship.

But hey, not hating. I get it.

edit: cold app, private mode and saw the 45k pt SUB, w 2k spend.

Re: Amex Green - Denied : )

Anonymous — Thu, 24 Oct 2019 15:54:04 GMT

try gold!

Re: Amex Green - Denied : )

drboxing — Thu, 24 Oct 2019 20:15:22 GMT

I had a BK 2006, included Amex for 12k. It took until 2016, they allowed me to be an AU, 6 months later approved for Delta Gold, Now I have Amex Gold and 3 other cards. It took some time b4 Amex forgave me.

Re: Amex Green - Denied : )

Anonymous — Thu, 24 Oct 2019 22:23:59 GMT

@marmaladepie wrote:
Still blacklisted after all these years. Waiting for snail mail letter (for some reason I can't access the denial reason online).

I scratch my head trying to understand why they gave me a Hilton card last year w a 20k starting limit and have denied any CLI attempts (put 18k of spend on the card in 2018) citing previous relationship.
But hey, not hating. I get it.

edit: cold app, private mode and saw the 45k pt SUB, w 2k spend.

Sorry about the denial. I would like to point out, if they gave (approved) you for the Hilton, you aren't blacklisted anymore technically. They simply denied the Green card.

Re: Amex Green - Denied : )

MrCreditInternational — Fri, 25 Oct 2019 00:58:37 GMT

Maybe it's not a denial? Sometimes they might be asking for more info.

Re: Amex Green - Denied : )

Meanmchine — Fri, 25 Oct 2019 03:33:41 GMT

This is not the first post Ive read where someone came off Amex BL and got approved for a card just to be forever capped at the SL. Good luck in growing it in the future

Re: Amex Green - Denied : )

Anonymous — Sun, 24 Nov 2019 17:46:29 GMT

Hello OP

Did you have a pre-approval before applying? I'm curious. Thx

Re: Amex Green - Denied : )

marmaladepie — Sun, 24 Nov 2019 18:36:16 GMT

Nah, I’ve never had a pre-approval.

Re: Amex Green - Denied : )

Anonymous — Sun, 24 Nov 2019 18:55:21 GMT

OK Gotcha.... That's usually a safe bet. I'm surprised, no Pre-approvals. After my first card, anytime I click on any of the other cards available,, they usually say "You're Pre- Approved". Have you tried?