topic Re: TARGET RED CARD in Credit Card Applications

TARGET RED CARD

britt585 — Fri, 15 Nov 2019 03:45:00 GMT

Hi so I wanted to be clear on how to get Target Red card CLI every 90 days or so....Do I let the balance report to CR or PIF beforehand......Help me out.....lol

Re: TARGET RED CARD

Anonymous — Fri, 15 Nov 2019 04:45:49 GMT

As it has been stated several times, there is no "formula" per say.

Some got it by letting a small balance post. Some got it by updating their income regularly. Some have had to wait YEARS before they received the first increase, some got the first increase after a few months. It's kind of like Discover, except you can't request it.

Sorry, I know this isn't what you wanted to hear.

Re: TARGET RED CARD

britt585 — Fri, 15 Nov 2019 04:50:03 GMT

oh so I cant request a CLI for Target?...ugh..omg

Re: TARGET RED CARD

FinStar — Fri, 15 Nov 2019 05:30:02 GMT

Nope. Target is just one of those quirky accounts that do not have the CLI request functionality.

Re: TARGET RED CARD

Anonymous — Fri, 15 Nov 2019 05:36:06 GMT

@britt585 wrote:
Hi so I wanted to be clear on how to get Target Red card CLI every 90 days or so....Do I let the balance report to CR or PIF beforehand......Help me out.....lol

The most reliable way to get increases from my reading is to

1) Use the card every month, even if its just a small purchase.

2) Let the statement cut and then pay that statement, don't pay before the statement cuts or the system won't recognize the use of the card.

3) Update income when making payments even if your income is exactly the same as it was last month.

Most people using that formula report CLIs every 3-6 months.

Re: TARGET RED CARD

M_Smart007 — Sat, 16 Nov 2019 00:02:30 GMT

@Anonymous wrote:
@britt585 wrote:
Hi so I wanted to be clear on how to get Target Red card CLI every 90 days or so....Do I let the balance report to CR or PIF beforehand......Help me out.....lol
The most reliable way to get increases from my reading is to

1) Use the card every month, even if its just a small purchase.
2) Let the statement cut and then pay that statement, don't pay before the statement cuts or the system won't recognize the use of the card.
3) Update income when making payments even if your income is exactly the same as it was last month.

Most people using that formula report CLIs every 3-6 months.

+1 awesome advice!

Re: TARGET RED CARD

Andypanda — Sun, 17 Nov 2019 16:26:12 GMT

@Anonymous wrote:
@britt585 wrote:
Hi so I wanted to be clear on how to get Target Red card CLI every 90 days or so....Do I let the balance report to CR or PIF beforehand......Help me out.....lol
The most reliable way to get increases from my reading is to

1) Use the card every month, even if its just a small purchase.
2) Let the statement cut and then pay that statement, don't pay before the statement cuts or the system won't recognize the use of the card.
3) Update income when making payments even if your income is exactly the same as it was last month.

Most people using that formula report CLIs every 3-6 months.

I been using that formula, still stuck at orignal $300 for 18 cycles.

Re: TARGET RED CARD

Anonymous — Sun, 17 Nov 2019 16:36:26 GMT

@Andypanda wrote:
@Anonymous wrote:
@britt585 wrote:
Hi so I wanted to be clear on how to get Target Red card CLI every 90 days or so....Do I let the balance report to CR or PIF beforehand......Help me out.....lol
The most reliable way to get increases from my reading is to

1) Use the card every month, even if its just a small purchase.
2) Let the statement cut and then pay that statement, don't pay before the statement cuts or the system won't recognize the use of the card.
3) Update income when making payments even if your income is exactly the same as it was last month.

Most people using that formula report CLIs every 3-6 months.
I been using that formula, still stuck at orignal $300 for 18 cycles.

You're not paying before they report?

If you are doing everything right then they just don't like something else. It happens unfortunately.

Re: TARGET RED CARD

Andypanda — Sun, 17 Nov 2019 18:06:04 GMT

@Anonymous wrote:
@Andypanda wrote:
@Anonymous wrote:
@britt585 wrote:
Hi so I wanted to be clear on how to get Target Red card CLI every 90 days or so....Do I let the balance report to CR or PIF beforehand......Help me out.....lol
The most reliable way to get increases from my reading is to

1) Use the card every month, even if its just a small purchase.
2) Let the statement cut and then pay that statement, don't pay before the statement cuts or the system won't recognize the use of the card.
3) Update income when making payments even if your income is exactly the same as it was last month.

Most people using that formula report CLIs every 3-6 months.
I been using that formula, still stuck at orignal $300 for 18 cycles.
You're not paying before they report?

If you are doing everything right then they just don't like something else. It happens unfortunately.

I always let a balance report on the statement, and then pif. Sometimes i have a high balance, sometimes a low balance. Was a oain last werk, between my normal shopping, didn't have the available credit to buy a new vacuum cleaner which i needed. Thankfully i was able to put it on my discover card and get the 5%.