topic Re: Denied kohl’s with 750 fico! in Credit Card Applications

Denied kohl’s with 750 fico!

Anonymous — Wed, 20 Nov 2019 18:21:19 GMT

Applied for kohl’s and denied me no reason at all. Called customer service they were absolutely rude! I have 2 inquiries with 225k yearly salary

Re: Denied kohl’s with 750 fico!

CreditCuriosity — Wed, 20 Nov 2019 18:32:49 GMT

@Anonymous wrote:
Applied for kohl’s and denied me no reason at all. Called customer service they were absolutely rude! I have 2 inquiries with 225k yearly salary

income isnt everything... your profile is what matters outweighs income by alot. your signature indicates alot of low limit cards. you new to credit or rebuilding or ? Not near enough information to go off on your post

Re: Denied kohl’s with 750 fico!

Girlzilla88 — Wed, 20 Nov 2019 18:43:01 GMT

Are the 2 inquiries just for 12 or is that 24 months?! Is there anything else on your information that may hurt?

Re: Denied kohl’s with 750 fico!

Anonymous — Wed, 20 Nov 2019 18:56:01 GMT

Have you been approved for or converted a capital one card in the last six months?

Re: Denied kohl’s with 750 fico!

Anonymous — Wed, 20 Nov 2019 19:00:30 GMT

I need to update my signature for sure . Low limits were at my request. But have several high cards . Ult is at 5%

Re: Denied kohl’s with 750 fico!

mmajer4211 — Wed, 20 Nov 2019 19:01:26 GMT

@Anonymous wrote:
Applied for kohl’s and denied me no reason at all. Called customer service they were absolutely rude! I have 2 inquiries with 225k yearly salary

Just going through some of your recent posts it looks like you have 4-5 different inquiries in the past month or two. Maybe that has something to do with it? I'm not sure which bureaus were pulled but it could be a possibility.

Re: Denied kohl’s with 750 fico!

Anonymous — Wed, 20 Nov 2019 19:02:49 GMT

Credit curiosity : I am not rebuilding or new to credit . 15 years of history on my profile . I am new to myfico and am still learning how to use this site lol. I will update my signature later today .. I had 150k in credit very low utl

Re: Denied kohl’s with 750 fico!

CreditCuriosity — Wed, 20 Nov 2019 19:13:08 GMT

What are your scores, how many inquiries/new accounts in the last 6-24 months was any CRA froozen or all unlocked, etc? Thanks

Re: Denied kohl’s with 750 fico!

coldfusion — Wed, 20 Nov 2019 21:49:03 GMT

Is there a story behind your AMEX Delta Gold card having a $1K CL?

Re: Denied kohl’s with 750 fico!

AverageJoesCredit — Wed, 20 Nov 2019 21:49:04 GMT

Ive been denied with 760 plus, 810, fico 9s, it happens. Lenders can find one thing they dont like about your profile at time of app and deny you. As bad as a denisl is, Kohls maxes out at 3k , 4k tops for a few select so you might find solace in that

Re: Denied kohl’s with 750 fico!

Anonymous — Thu, 21 Nov 2019 00:33:12 GMT

@Anonymous wrote:
Applied for kohl’s and denied me no reason at all. Called customer service they were absolutely rude! I have 2 inquiries with 225k yearly salary

You have more than 2 inquiries

Citi DC app pending

NFCU approved

Kohl's denied

Apple card denied

Walmart denied

Macys denied...then approved on recon

current signature EQ 699, EX 720, TU 740

On 11/8/19 you said your scores were 635, 730, 780

It is hard for me to imagine that EX lost 10 points the same time you gained 64 points on EQ

I don't feel we're getting the full and accurate story about your profile.

Re: Denied kohl’s with 750 fico!

Anonymous — Fri, 22 Nov 2019 00:42:33 GMT

I agree...honestly seems to be all over the place in responses and posts with regards to scores and information. Although when people tell fibs it is quite difficult for them to keep up with all of them.

Re: Denied kohl’s with 750 fico!

addicted_to_credit — Sat, 23 Nov 2019 12:24:01 GMT

I hope OP isn’t telling fibs, that skews DP’s and what not and there’s no reason to do so. I have my suspicions too, the 25k navy fed card doesn’t add up either with that many collections, big or small..

Re: Denied kohl’s with 750 fico!

FireMedic1 — Sat, 23 Nov 2019 15:05:48 GMT

The internet where everyone tells the truth @Anonymous .

Re: Denied kohl’s with 750 fico!

chhull00 — Sat, 23 Nov 2019 20:59:52 GMT

Sorry about your denial, but i applied and they said some crazy stuff about couldnt identify me , but i have capital one card, didnt make sense to me, i say be glad they didnt pull all your reports,and i think you dodged a bullet

Re: Denied kohl’s with 750 fico!

marty56 — Sat, 23 Nov 2019 21:56:52 GMT

I think the backer of Kohls is Captiol One so have you had any issues with them before?

Re: Denied kohl’s with 750 fico!

GApeachy — Tue, 11 Feb 2020 17:19:48 GMT

@AverageJoesCredit wrote:
Kohls maxes out at 3k , 4k tops for a few select so you might find solace in that

I'm glad I saw this....Cap1 sent me an email about this card. Not for 3 hp's.

Re: Denied kohl’s with 750 fico!

TekkenQQ7 — Wed, 12 Feb 2020 04:17:04 GMT

Sorry about your denial, but sometimes we forget that its part of the system. Good luck next time.

Re: Denied kohl’s with 750 fico!

BetterTomorrow — Fri, 14 Feb 2020 18:28:12 GMT

Can I ask you why you requested for low limits? Amex Delta Gold for $1000 is really low.

Re: Denied kohl’s with 750 fico!

Anonymous — Fri, 14 Feb 2020 18:48:16 GMT

@BetterTomorrow The op hasn't been on the forum since the day this was posted. You're probably not going to get a response.