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    <title>topic Re: So, PenFed? in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5816709#M247579</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1006281"&gt;@Adkins&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I tried last year for a card with them, got denied. Upon logging in, I notice I've got the power cash rewards in my banner, instead of the usual turbo tax one. Is this a sign of potential approval or just marketing? Thanks!&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="PenFed, why don't you like me?!?!?" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/52233iE8FA18E95E6D0A15/image-size/large?v=v2&amp;amp;px=999" role="button" title="Screenshot_20191120-090705.png" alt="PenFed, why don't you like me?!?!?" /&gt;&lt;span class="lia-inline-image-caption" onclick="event.preventDefault();"&gt;PenFed, why don't you like me?!?!?&lt;/span&gt;&lt;/span&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sorry&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1006281"&gt;@Adkins&lt;/a&gt;&amp;nbsp; &amp;nbsp;It's just a marketing banner.&amp;nbsp; &amp;nbsp; I have that card, and they still show me that every time i log in.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Thu, 21 Nov 2019 02:44:47 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2019-11-21T02:44:47Z</dc:date>
    <item>
      <title>So, PenFed?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5815913#M247485</link>
      <description>&lt;P&gt;I tried last year for a card with them, got denied. Upon logging in, I notice I've got the power cash rewards in my banner, instead of the usual turbo tax one. Is this a sign of potential approval or just marketing? Thanks!&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="PenFed, why don't you like me?!?!?" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/52233iE8FA18E95E6D0A15/image-size/large?v=v2&amp;amp;px=999" role="button" title="Screenshot_20191120-090705.png" alt="PenFed, why don't you like me?!?!?" /&gt;&lt;span class="lia-inline-image-caption" onclick="event.preventDefault();"&gt;PenFed, why don't you like me?!?!?&lt;/span&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 20 Nov 2019 15:10:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5815913#M247485</guid>
      <dc:creator>Adkins</dc:creator>
      <dc:date>2019-11-20T15:10:47Z</dc:date>
    </item>
    <item>
      <title>Re: So, PenFed?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5815921#M247486</link>
      <description>&lt;P&gt;Not a pre-approval.&amp;nbsp; I have that every time I login.&amp;nbsp; The pre-approvals are down at the bottom right.&lt;/P&gt;</description>
      <pubDate>Wed, 20 Nov 2019 15:17:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5815921#M247486</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-11-20T15:17:06Z</dc:date>
    </item>
    <item>
      <title>Re: So, PenFed?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5815922#M247487</link>
      <description>That's just a marketing banner, unfortunately.&lt;BR /&gt;&lt;BR /&gt;If any actual offers were available, they'd be displayed with a link by the lovely Turbo Tax offer. Or, you would also get notified by email that pre-approved offers are available.</description>
      <pubDate>Wed, 20 Nov 2019 15:17:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5815922#M247487</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2019-11-20T15:17:56Z</dc:date>
    </item>
    <item>
      <title>Re: So, PenFed?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5815928#M247488</link>
      <description>&lt;P&gt;Thanks, to both of you!&lt;/P&gt;</description>
      <pubDate>Wed, 20 Nov 2019 15:21:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5815928#M247488</guid>
      <dc:creator>Adkins</dc:creator>
      <dc:date>2019-11-20T15:21:22Z</dc:date>
    </item>
    <item>
      <title>Re: So, PenFed?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5816017#M247493</link>
      <description>Its a big Tease Addie&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;. Just to let you know its there to apply.💗</description>
      <pubDate>Wed, 20 Nov 2019 16:31:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5816017#M247493</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2019-11-20T16:31:51Z</dc:date>
    </item>
    <item>
      <title>Re: So, PenFed?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5816036#M247494</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;Its a big Tease Addie&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;. Just to let you know its there to apply.💗&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They play with my tiny, tiny feelings, &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt;. 🥺&lt;/P&gt;</description>
      <pubDate>Wed, 20 Nov 2019 16:43:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5816036#M247494</guid>
      <dc:creator>Adkins</dc:creator>
      <dc:date>2019-11-20T16:43:30Z</dc:date>
    </item>
    <item>
      <title>Re: So, PenFed?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5816627#M247572</link>
      <description>&lt;P&gt;I've actually given up on ever getting any pre-approved offers from them. Will be 3 years member this coming Feb.&lt;/P&gt;&lt;P&gt;I've long stopped checking and I've been 800+ F9 from them for a year or so now. I guess when you join them dirty, dirt's all you're ever gonna get from them! Lol&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 21 Nov 2019 01:24:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5816627#M247572</guid>
      <dc:creator>JR_TX</dc:creator>
      <dc:date>2019-11-21T01:24:25Z</dc:date>
    </item>
    <item>
      <title>Re: So, PenFed?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5816709#M247579</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1006281"&gt;@Adkins&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I tried last year for a card with them, got denied. Upon logging in, I notice I've got the power cash rewards in my banner, instead of the usual turbo tax one. Is this a sign of potential approval or just marketing? Thanks!&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="PenFed, why don't you like me?!?!?" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/52233iE8FA18E95E6D0A15/image-size/large?v=v2&amp;amp;px=999" role="button" title="Screenshot_20191120-090705.png" alt="PenFed, why don't you like me?!?!?" /&gt;&lt;span class="lia-inline-image-caption" onclick="event.preventDefault();"&gt;PenFed, why don't you like me?!?!?&lt;/span&gt;&lt;/span&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Sorry&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1006281"&gt;@Adkins&lt;/a&gt;&amp;nbsp; &amp;nbsp;It's just a marketing banner.&amp;nbsp; &amp;nbsp; I have that card, and they still show me that every time i log in.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 21 Nov 2019 02:44:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5816709#M247579</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2019-11-21T02:44:47Z</dc:date>
    </item>
    <item>
      <title>Re: So, PenFed?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5816877#M247597</link>
      <description>&lt;P&gt;I have the PCR card and the banner still shows for me too&lt;/P&gt;&lt;P&gt;Sorry &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 21 Nov 2019 04:57:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/So-PenFed/m-p/5816877#M247597</guid>
      <dc:creator>Meanmchine</dc:creator>
      <dc:date>2019-11-21T04:57:47Z</dc:date>
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