topic Re: NFCU secured offer in Credit Card Applications

NFCU secured offer

Anonymous — Wed, 11 Dec 2019 00:03:31 GMT

I finally joined NFCU today and I’m super excited about building a relationship with them! I want to app for their secured card to start building this relationship and also because I need a third card. I’m rebuilding so I’m trying to be careful about inquiries ATM. Under my “offers” it shows the secured card. Is this a pre-approval? If so, is it fairly likely I’ll be approved? Will it be a HP?

Re: NFCU secured offer

AllZero — Wed, 11 Dec 2019 00:06:19 GMT

Welcome to Navy. Expect a hard pull.

Re: NFCU secured offer

AllZero — Wed, 11 Dec 2019 00:06:59 GMT

TU9 for CC application.

Re: NFCU secured offer

AllZero — Wed, 11 Dec 2019 00:09:11 GMT

I don't know your stats. Offers could be marketing. However, you should stand a good chance at obtaining the secured card.

Re: NFCU secured offer

Girlzilla88 — Wed, 11 Dec 2019 01:05:09 GMT

I agree Secured cards are easily offered from what I've noticed even with other Banks/CU so you should be fine but expect a HP yes

Re: NFCU secured offer

azsnake — Wed, 11 Dec 2019 08:57:18 GMT

I joined NFCU about 2 months ago. I immediately applied for the secured card. Just make sure you have the amount you want for the Sl in your savings with them before app and you should have no problem. DP show that around 6-7 months of on time payments they will start to review for graduation to unsecured card. Congratulations on joining NFCU and good luck!

Was a HP on TU.

Re: NFCU secured offer

coreyb80 — Wed, 11 Dec 2019 13:51:33 GMT

Definitely go for it as it's a great way to get your foot in the door!! I joined in February and picked up the secured card in July. Hopefully I'll be unsecuring within the next few statements.