topic Re: Barclay CLI - hard pull? in Credit Card Applications

Barclay CLI - hard pull?

expatCanuck — Fri, 13 Dec 2019 21:07:49 GMT

Anyone know offhand if a Barclay Uber CLI request would be a hard pull?

(Online text indicates that it would be.)

Re: Barclay CLI - hard pull?

randomguy1 — Fri, 13 Dec 2019 21:16:42 GMT

@expatCanuck wrote:
Anyone know offhand if a Barclay Uber CLI request would be a hard pull?

(Online text indicates that it would be.)

It is. I've talked to the reps on the phone and they confirmed it is a HP. They are pretty trigger happy from what I have read. I've read data points where people have called asking for a CLI reduction and after that, see if a SP CLI is available. I have not had any luck going that route but I have only been a card holder (same card) since August.

Re: Barclay CLI - hard pull?

RSX — Fri, 13 Dec 2019 21:22:42 GMT

I know it was for the Barclays Apple card

Re: Barclay CLI - hard pull?

M_Smart007 — Fri, 13 Dec 2019 22:25:24 GMT

you need more Uber Cash @expatCanuck ?

Re: Barclay CLI - hard pull?

CreditCuriosity — Fri, 13 Dec 2019 22:34:51 GMT

Yes it will be a HP unless you have a retention offer by SP

Re: Barclay CLI - hard pull?

kdm31091 — Fri, 13 Dec 2019 22:47:11 GMT

@randomguy1 wrote:
@expatCanuck wrote:
Anyone know offhand if a Barclay Uber CLI request would be a hard pull?

(Online text indicates that it would be.)
It is. I've talked to the reps on the phone and they confirmed it is a HP. They are pretty trigger happy from what I have read. I've read data points where people have called asking for a CLI reduction and after that, see if a SP CLI is available. I have not had any luck going that route but I have only been a card holder (same card) since August.

While this used to work, I think they no longer offer APR reductions, so it's harder to get to the dept that would offer a SP CLI.

Re: Barclay CLI - hard pull?

randomguy1 — Fri, 13 Dec 2019 23:05:53 GMT

@kdm31091 wrote:
@randomguy1 wrote:
@expatCanuck wrote:
Anyone know offhand if a Barclay Uber CLI request would be a hard pull?

(Online text indicates that it would be.)
It is. I've talked to the reps on the phone and they confirmed it is a HP. They are pretty trigger happy from what I have read. I've read data points where people have called asking for a CLI reduction and after that, see if a SP CLI is available. I have not had any luck going that route but I have only been a card holder (same card) since August.
While this used to work, I think they no longer offer APR reductions, so it's harder to get to the dept that would offer a SP CLI.

Good to know. They did not say this two me the last two times I called.

Re: Barclay CLI - hard pull?

CreditCuriosity — Fri, 13 Dec 2019 23:09:57 GMT

@kdm31091 wrote:
@randomguy1 wrote:
@expatCanuck wrote:
Anyone know offhand if a Barclay Uber CLI request would be a hard pull?

(Online text indicates that it would be.)
It is. I've talked to the reps on the phone and they confirmed it is a HP. They are pretty trigger happy from what I have read. I've read data points where people have called asking for a CLI reduction and after that, see if a SP CLI is available. I have not had any luck going that route but I have only been a card holder (same card) since August.
While this used to work, I think they no longer offer APR reductions, so it's harder to get to the dept that would offer a SP CLI.

All depends on relationship to be honest.. I got my AF waived for life a few months back on AA business card with them. I just aked for a year and they did it for life... Also with britex going to certainly happening now(just a matter of time), they will most likely become more loose, but we avoid the whole political Britian thing.

Re: Barclay CLI - hard pull?

Traveler101 — Sat, 14 Dec 2019 03:56:47 GMT

Barclays is most all the time a hp. Many have been successful at navy with a sp and bureaus locked. I tried the same at barcs. No dice! 4 years with em. Ironically, They penalize you for inq too.

Re: Barclay CLI - hard pull?

M_Smart007 — Sat, 14 Dec 2019 15:54:53 GMT

@M_Smart007 wrote:
you need more Uber Cash @expatCanuck ?

By the way @expatCanuck , I hope you know I was just kidding.

Re: Barclay CLI - hard pull?

expatCanuck — Sat, 14 Dec 2019 16:23:47 GMT

@M_Smart007 wrote:
@M_Smart007 wrote:
you need more Uber Cash @expatCanuck ?
By the way @expatCanuck , I hope you know I was just kidding.

It's all good, @M_Smart007!