topic Synchrony Home Store Credit Card Approval?? in Credit Card Applications

Synchrony Home Store Credit Card Approval??

Anonymous — Mon, 23 Dec 2019 13:21:43 GMT

I’m trying to purchase new furniture for my home it may only cost me around 2k and I wanted to try apply for synchrony home store credit card to do the 6-12 months interest free financing. my score is 668 across the board and only 6 months credit history has anyone been approved for a score like This? Or what are my chances of approval

Re: Synchrony Home Store Credit Card Approval??

M_Smart007 — Mon, 23 Dec 2019 16:29:47 GMT

@Anonymous, Welcome to myFICO Forums!

I am not sure of your chances, But I wanted to say Welcome and some will

come buy and give you some great opinions. You may list your current cards you hold,

and your Limits/Balances?

This way the Forum members might be able to give you better advice!

Happy Holidays

Re: Synchrony Home Store Credit Card Approval??

Anonymous — Mon, 23 Dec 2019 16:45:13 GMT

Thank you for your reply, I have One credit card which is Cap1 with a $500 limit.

Happy Holidays🎄

Re: Synchrony Home Store Credit Card Approval??

M_Smart007 — Mon, 23 Dec 2019 17:26:02 GMT

I can't give you a 100% of which way it could go with Synchrony Bank.

Let some others chime in with there experience.

I am sure you will get some better advice than I could give you. and I do not want to be misleading.

Happy Holidays and Wish you a great outcome.

Re: Synchrony Home Store Credit Card Approval??

Trudy — Mon, 23 Dec 2019 18:26:08 GMT

Sorry, another reply without an answer regarding approval odds with your score. Just wanted to let you know that Synchrony uses your TU Vantage 4 score for approval. One of still relatively few lenders that do not use FICO scores.

https://www.mysynchrony.com/mysyf/your-credit-score.html

Re: Synchrony Home Store Credit Card Approval??

Anonymous — Tue, 24 Dec 2019 23:24:40 GMT

My scores where simliar to yours when I applied for mine and they gave me a 1,000 spending limit. You won't know until you try but on a positive note I've had the account for 9 months and my spending limit is now 5,000