topic Re: Does Cap One SP apps for cards in Credit Card Applications

Does Cap One SP apps for cards

Anonymous — Sun, 29 Dec 2019 21:26:39 GMT

Of current cardholders?

Re: Does Cap One SP apps for cards

M_Smart007 — Sun, 29 Dec 2019 21:28:13 GMT

@Anonymous wrote:
Of current cardholders?

I never heard of a Cap1 "SP"

Re: Does Cap One SP apps for cards

FinStar — Sun, 29 Dec 2019 21:30:55 GMT

No. Any invites, pre-qualified offers for new Capital One products will still result in 3 HPs.

Re: Does Cap One SP apps for cards

FinStar — Sun, 29 Dec 2019 21:33:30 GMT

@M_Smart007 wrote:
@Anonymous wrote:
Of current cardholders?
I never heard of a Cap1 "SP"

The only Capital One "SP" action that comes to mind are whenever the pre-qualified tool is used to determine product eligibility and whenever requesting CLIs.

Re: Does Cap One SP apps for cards

Anonymous — Sun, 29 Dec 2019 21:58:45 GMT

Yes i know its definitely a SP for CLI.

Re: Does Cap One SP apps for cards

gjean78 — Sun, 29 Dec 2019 22:01:38 GMT

nope Cap one always do a hard pull, matter fact they'll hp all 3 of your credits.

Re: Does Cap One SP apps for cards

M_Smart007 — Sun, 29 Dec 2019 22:10:53 GMT

@Anonymous wrote:
Of current cardholders?

"Does Cap One SP apps for cards"

I was pretty sure OP was asking about "NEW" apps for current members.

I answered that directly.

but it is good that people are informed about the other stuff.

Re: Does Cap One SP apps for cards

Anonymous — Sun, 29 Dec 2019 22:44:38 GMT

The only time I didn’t have a HP for a new app was Jan 2019 when I applied for the QS1 and it hadn’t quite been 90 days since my platinum app. It was instantly denied then approved a week later with 3 HP