topic Re: 2 Week Message - CSP in Credit Card Applications

2 Week Message - CSP

Anonymous — Mon, 30 Dec 2019 06:31:29 GMT

Well I bit the bullet and applied for the CSP knowing my odds of approval were fairly low. Current highest CL is 2,250 and I have a "thin file". Ended up with the two week message. Will keep you all posted on their final decision.

Pulled Experian /w FICO 8 @ 708

Re: 2 Week Message - CSP

AllZero — Mon, 30 Dec 2019 07:05:13 GMT

Good luck. Hope you have a positive outcome.

Re: 2 Week Message - CSP

coldfusion — Mon, 30 Dec 2019 10:37:34 GMT

@AllZero wrote:
Good luck. Hope you have a positive outcome.

With a 14 day message that's usually the case.

Re: 2 Week Message - CSP

Anonymous — Mon, 30 Dec 2019 13:35:19 GMT

Good luck OP

Re: 2 Week Message - CSP

M_Smart007 — Mon, 30 Dec 2019 16:26:14 GMT

@Anonymous wrote:
Well I bit the bullet and applied for the CSP knowing my odds of approval were fairly low. Current highest CL is 2,250 and I have a "thin file". Ended up with the two week message. Will keep you all posted on their final decision.

Pulled Experian /w FICO 8 @ 708

two week message is hopeful, at least not instant denial.

Re: 2 Week Message - CSP

randomguy1 — Mon, 30 Dec 2019 18:41:43 GMT

Good luck OP.

Re: 2 Week Message - CSP

Anonymous — Fri, 03 Jan 2020 14:35:52 GMT

Spoke to verification today and was told the application would need further review. Knowing this typically means a denial, after about an hour I called the credit analyst/recon line. Unfortunately (maybe fortunately - who really knows), the credit analyst told me that the application was still being reviewed by the verification department. Guess I'll wait impatiently for further correspondence.

Re: 2 Week Message - CSP

Remedios — Fri, 03 Jan 2020 15:37:59 GMT

How old is your Freedom?

Re: 2 Week Message - CSP

simplynoir — Fri, 03 Jan 2020 15:48:33 GMT

Not even two months old yet

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/First-Chase-Card-Approval/m-p/5810680