topic Re: Captial One Walmart Rewards Card in Credit Card Applications

Captial One Walmart Rewards Card

Anonymous — Mon, 30 Dec 2019 17:33:51 GMT

As I know before it was transfer to CP1, Synchrony CLI'ed me then now I decided try to CLI with CP1. Boy, they are very tricky and it came this to me, I'm not sure why they claimed CLI count against the INQ on my CR, seriously? That's messed up.

Re: Captial One Walmart Rewards Card

FinStar — Mon, 30 Dec 2019 17:39:30 GMT

New lender, different UW standards so not surprised on the outcome. Capital One CLI requests can be fickle while SYNCB used to have more flexibility. It is what it is.

Re: Captial One Walmart Rewards Card

AverageJoesCredit — Mon, 30 Dec 2019 18:58:23 GMT

Honestly i expect most people will be stuck at whatever limit they have or get with C1. This is a lender that seems to really want heavy usage to justify an increase. I wont even bother to try and appease the triple whipple

Re: Captial One Walmart Rewards Card

Rudy1 — Mon, 30 Dec 2019 21:29:51 GMT

I have Synchrony cards like Lowes Card and yes Synchrony tends to be flexible with credit increases and sometimes did not pull my credit as a hard inquiry for a credit line increase. I actually just got approved for the Capital One Walmart Mastercard but I have other Capital One accounts and I have gotten that same letter of two many inquiries on your credit report. My advice is to either wait for Capital One to consider you without you requesting or let some inquries fall off.

Re: Captial One Walmart Rewards Card

Meanmchine — Tue, 31 Dec 2019 03:16:01 GMT

@AverageJoesCredit wrote:
Honestly i expect most people will be stuck at whatever limit they have or get with C1. This is a lender that seems to really want heavy usage to justify an increase. I wont even bother to try and appease the triple whipple

Im still upset I didnt go back for one final CLI when it was still with Synchrony