topic Re: Odd reasons for CLI denial, C1 Walmart in Credit Card Applications

Odd reasons for CLI denial, C1 Walmart

CashBackQueen — Tue, 07 Jan 2020 11:56:55 GMT

My Capital One Walmart card is only a couple months old but I figured I'd try for a CLI just to see what happens, after all it's a soft pull. Here are the reasons the gave me. Keep in mind, I have never been late on this or any account as I PIF as soon as transactions post (with the exception of my business credit card) since filing BK in 2017.

· This Capital One account was recently past due (never!)
· Your Capital One account is too new (I can see that)
· You have the highest line of credit that our current policy allows (maybe for my scores, I understand a $2k limit)
· Credit bureau information is missing or unavailable (hmm 🤔)

I'm grateful for my CL, it's pretty good for a store card and on top of that it's the MC, but these are some bogus reasons! 😂

Re: Odd reasons for CLI denial, C1 Walmart

Shooting-For-800 — Tue, 07 Jan 2020 13:59:41 GMT

odd.

double check your reports for lates.

GL!

Re: Odd reasons for CLI denial, C1 Walmart

CashBackQueen — Tue, 07 Jan 2020 16:01:36 GMT

No lates whatsoever. In fact, all three of my FICOs just went up.

Re: Odd reasons for CLI denial, C1 Walmart

Anonymous — Tue, 07 Jan 2020 16:17:36 GMT

Odd for sure... I suspect reason 2 and 3 are reason for denial

Re: Odd reasons for CLI denial, C1 Walmart

CashBackQueen — Tue, 07 Jan 2020 16:18:55 GMT

That's what I'm thinking, and they just pulled the other two reasons out of the air lol