topic Re: Discovery CLI..... Go or Not in Credit Card Applications

Discover CLI..... Go or Not

Jolo0801 — Sat, 11 Jan 2020 17:05:56 GMT

My DW has discover card on file for about 2.5-3yrs.
She started with a limit of $1k and now has a limit of $2.2k. (I'm not sure when she received this increase)
Her CR has increased good bit to the high 600s.

Should she request a CLI as this time? If so, how much..
Also, more importantly is discover CLI request a HP or SP.

We're standing by (sitting) for your feedback.

Re: Discover CLI..... Go or Not

thornback — Sat, 11 Jan 2020 17:07:13 GMT

It's a soft pull. You don't request an amount, just hit the button and they'll either give you something or not.

There's no reason not to try now -- some folks hit the button every month. There's no ryhme or reason to Disco CLIs.

Good luck.

Re: Discovery CLI..... Go or Not

Nomad3 — Sat, 11 Jan 2020 17:07:42 GMT

~~I thought it asks for a reason, and an amount. And if they counter-offer and you dont take it then it becomes a HP and they review your request deeper, right?~~

I might be thinking of some otter CCC, trying to not rock the boat with disco atm

Edit: striked misinformation

Re: Discovery CLI..... Go or Not

Anonymous — Sat, 11 Jan 2020 16:57:10 GMT

@Nomad3 wrote:
... I might be thinking of some otter CCC ...

Yes, you are.

A rudimentary search of the Approvals Forum with key words Discover CLI would have solved the mystery.

Ask as often as you want. SP only. No amount is asked for. Provide: employer; income; housing expense.

Re: Discover CLI..... Go or Not

Anonymous — Sat, 11 Jan 2020 17:34:03 GMT

@thornback wrote:
It's a soft pull. You don't request an amount, just hit the button and they'll either give you something or not.

There's no reason not to try now -- some folks hit the button every month. There's no ryhme or reason to Disco CLIs.

Good luck.

Some hit it more often than once a month.... like daily lol.

Re: Discover CLI..... Go or Not

mrfufoppss — Sat, 11 Jan 2020 17:35:31 GMT

yup i try 3 times a month 😂

Re: Discover CLI..... Go or Not

M_Smart007 — Sun, 12 Jan 2020 16:08:51 GMT

@Anonymous wrote:
@thornback wrote:
It's a soft pull. You don't request an amount, just hit the button and they'll either give you something or not.

There's no reason not to try now -- some folks hit the button every month. There's no ryhme or reason to Disco CLIs.

Good luck.
Some hit it more often than once a month.... like daily lol.

Likely AJC

Re: Discover CLI..... Go or Not

AllZero — Sun, 12 Jan 2020 19:19:12 GMT

Smash away. Good luck.

Re: Discover CLI..... Go or Not

Anonymous — Sun, 12 Jan 2020 19:28:48 GMT

Repeatin the above, go for it!