topic Re: AMEX double revolver application on same day? in Credit Card Applications

AMEX double revolver application on same day?

simplynoir — Sun, 26 Jan 2020 19:11:55 GMT

As subject title reads. What's the word on the street on applying for two revolvers back to back on the same day with AMEX? Last I read it seems to be YMMV whether it'd be an approval for both if credit holds, one approval and other denial, or one approval and other app goes pending because of some app rule I haven't read about

Any experiences/datapoints on this would be appreciated. TIA to anyone who helps

Re: AMEX double revolver application on same day?

Brian_Earl_Spilner — Sun, 26 Jan 2020 19:08:07 GMT

We should both just do it. #RideOrDieForDatapointa

Re: AMEX double revolver application on same day?

simplynoir — Sun, 26 Jan 2020 19:11:29 GMT

@Brian_Earl_Spilner wrote:
We should both just do it. #RideOrDieForDatapointa

It will be for the lady but said she's game #cheerleaderonthesideline

Re: AMEX double revolver application on same day?

Brian_Earl_Spilner — Sun, 26 Jan 2020 19:13:41 GMT

If only you made this thread 5 days ago

Re: AMEX double revolver application on same day?

simplynoir — Sun, 26 Jan 2020 19:17:08 GMT

😂🤣

Blame her she keeps talking about it but never does anything since I'm eh on it

Boredom is a hell of a drug though...

Re: AMEX double revolver application on same day?

I_Love_Cards — Sun, 26 Jan 2020 20:32:52 GMT

I apped for 2 on the same day. The first was instant approval with limit/ the whole shebang.

The second was also instantly approved-but zero info on limits and such until days later.

There's a "rule" that you have to wait 5 days between apps-but I think they just kind of hang onto that second one for 5 days before they fully finalize it?

So I was approved for 2 revolvers on the same day. But the second wasn't really all-in for 5 days. The cards also arrived along those lines (the second 5 days after the first).

Re: AMEX double revolver application on same day?

simplynoir — Sun, 26 Jan 2020 20:39:44 GMT

@I_Love_Cards wrote:
I apped for 2 on the same day. The first was instant approval with limit/ the whole shebang.

The second was also instantly approved-but zero info on limits and such until days later.

There's a "rule" that you have to wait 5 days between apps-but I think they just kind of hang onto that second one for 5 days before they fully finalize it?

So I was approved for 2 revolvers on the same day. But the second wasn't really all-in for 5 days. The cards also arrived along those lines (the second 5 days after the first).

Thanks for the info. Part of the reason I'm asking is there's a time limit going here and wanted to know what a possible delay might look like. So your experience is actually quite helpful

Re: AMEX double revolver application on same day?

I_Love_Cards — Sun, 26 Jan 2020 20:48:43 GMT

@simplynoir wrote:
@I_Love_Cards wrote:
I apped for 2 on the same day. The first was instant approval with limit/ the whole shebang.

The second was also instantly approved-but zero info on limits and such until days later.

There's a "rule" that you have to wait 5 days between apps-but I think they just kind of hang onto that second one for 5 days before they fully finalize it?

So I was approved for 2 revolvers on the same day. But the second wasn't really all-in for 5 days. The cards also arrived along those lines (the second 5 days after the first).
Thanks for the info. Part of the reason I'm asking is there's a time limit going here and wanted to know what a possible delay might look like. So your experience is actually quite helpful

Both of mine were co-brands (Delta & Hilton) and this was August 2018 and they were my first Amex cards. I don't know if there is something different for core cards, existing members or if they have changed things since then. Hopefully people will come along with more info.

Re: AMEX double revolver application on same day?

CreditCuriosity — Sun, 26 Jan 2020 20:51:33 GMT

As you mentioned last i read it is YMMV and also possibly get past the 5 card rule as well for those that are only allowed 5 card so say you had 4 revolvers this might alot you to get to 6.. Let us know how it turns out if you try this

Re: AMEX double revolver application on same day?

Anonymous — Sun, 26 Jan 2020 21:52:41 GMT

My experience mimics that of  - my first two Amex cards, both cobrand Delta and Hilton. Two apps within an hour, same calendar day, instant approval but with limits for both provided on the spot, and opened on one HP. I would also wonder whether it would be the same for core revolvers or if this is another point in the "cobranded cards are easier" column.

Re: AMEX double revolver application on same day?

Remedios — Sun, 26 Jan 2020 21:04:41 GMT

My app went pending, and I applied ahead of schedule because insurance payment was due in two days.
I missed question about active duty 😐
Luckily, they were able to finalize over the phone
Just go for it, it's tick tock time.

Re: AMEX double revolver application on same day?

simplynoir — Sun, 26 Jan 2020 21:22:45 GMT

@CreditCuriosity wrote:
As you mentioned last i read it is YMMV and also possibly get past the 5 card rule as well for those that are only allowed 5 card so say you had 4 revolvers this might alot you to get to 6.. Let us know how it turns out if you try this

Will do, @CreditCuriosity. This was originally for the lady to app for but it's looking like it'll be me instead. We'll see by tonight

Re: AMEX double revolver application on same day?

simplynoir — Sun, 26 Jan 2020 21:24:09 GMT

@Remedios wrote:
My app went pending, and I applied ahead of schedule because insurance payment was due in two days.
I missed question about active duty 😐
Luckily, they were able to finalize over the phone
Just go for it, it's tick tock time.

lol only you ❤️

This evening for sure though for realz

Re: AMEX double revolver application on same day?

Brian_Earl_Spilner — Sun, 26 Jan 2020 23:48:41 GMT

@simplynoir wrote:
@CreditCuriosity wrote:
As you mentioned last i read it is YMMV and also possibly get past the 5 card rule as well for those that are only allowed 5 card so say you had 4 revolvers this might alot you to get to 6.. Let us know how it turns out if you try this
Will do, @CreditCuriosity. This was originally for the lady to app for but it's looking like it'll be me instead. We'll see by tonight

HA! I KNEW IT!

Re: AMEX double revolver application on same day?

pinkandgrey — Mon, 27 Jan 2020 02:01:15 GMT

Only one way to find out, eh?

Re: AMEX double revolver application on same day?

Jccflat — Mon, 27 Jan 2020 02:05:54 GMT

How many cards with Amex in the 12 months time can u have ?

Re: AMEX double revolver application on same day?

simplynoir — Mon, 27 Jan 2020 02:29:08 GMT

@Brian_Earl_Spilner wrote:
@simplynoir wrote:
@CreditCuriosity wrote:
As you mentioned last i read it is YMMV and also possibly get past the 5 card rule as well for those that are only allowed 5 card so say you had 4 revolvers this might alot you to get to 6.. Let us know how it turns out if you try this
Will do, @CreditCuriosity. This was originally for the lady to app for but it's looking like it'll be me instead. We'll see by tonight
HA! I KNEW IT!

plz don't 😂

Re: AMEX double revolver application on same day?

simplynoir — Mon, 27 Jan 2020 02:33:04 GMT

@Jccflat wrote:
How many cards with Amex in the 12 months time can u have ?

As the primariy Ignoring the (soft) cap on revolver accounts AMEX imposes and assuming your credit supports it 8 revolvers in a year, more if you throw in charge cards since there's no cap on those

Re: AMEX double revolver application on same day?

Anonymous — Mon, 27 Jan 2020 03:11:20 GMT

I apped for my Amex everyday and my Amex bce on the same day and was approved for both, showed my limits and everything, received my cards within 7 days and that was in July of 2019

Re: AMEX double revolver application on same day?

Gotham- — Mon, 27 Jan 2020 03:13:57 GMT

Congrats and thanks for the insightful
Perspective that’s a great
BAT ATTACK!!!!
🦇🦇🦇🥊💥🥊💥🥊💥✅✅✅