topic Re: Dell Prequalified? in Credit Card Applications

Dell Prequalified?

Breakthecycle2 — Wed, 29 Jan 2020 02:29:31 GMT

Has anyone applied for this after getting prequalified? Im curious if you were fully approved once you applied?

Re: Dell Prequalified?

seattletravels — Wed, 29 Jan 2020 02:31:28 GMT

I haven't but Dell just wants to sell computers. If the score in your siggy is up to date you shouldn't have any problems.

Re: Dell Prequalified?

chiefone4u — Wed, 29 Jan 2020 03:11:48 GMT

I haven't ever "pre qualified" but have been turned down twice for AoYA and number of inquiries.

At time of last attempt, I had a credit card that was 3 months old (next youngest was 6 months -- AAoA 1 yrs 10 months). I had 28 inquiries in the previous 12 months.

Re: Dell Prequalified?

Anonymous — Wed, 29 Jan 2020 03:43:52 GMT

I opened this card about 2 weeks ago. I pre-qualified for $2K, applied, approved for $1.5K. Pulled EX.

Re: Dell Prequalified?

FinStar — Wed, 29 Jan 2020 03:44:05 GMT

There was a recent thread that might provide some insight... just in case:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/NO-from-Dell-WebBank-Prequal-for-Odd-Reason/m-p/5828761

Re: Dell Prequalified?

coreyb80 — Wed, 29 Jan 2020 14:49:42 GMT

Yeah they prequalified me for $1K and I was actually approved for that amount. No need for it at the moment, but I'll take the small padding.

Re: Dell Prequalified?

Breakthecycle2 — Wed, 29 Jan 2020 15:23:57 GMT

@Anonymous wrote:
I opened this card about 2 weeks ago. I pre-qualified for $2K, applied, approved for $1.5K. Pulled EX.

How many new accounts and inquiries?

Re: Dell Prequalified?

Anonymous — Wed, 29 Jan 2020 15:34:27 GMT

@Breakthecycle2 wrote:
@Anonymous wrote:
I opened this card about 2 weeks ago. I pre-qualified for $2K, applied, approved for $1.5K. Pulled EX.

How many new accounts and inquiries?

2 new accounts in the last 6 months.

7 inquiries in the last 12 months.

Re: Dell Prequalified?

Anonymous — Thu, 30 Jan 2020 17:41:19 GMT

Any reason why would you waste an Inquiry and open a Dell Account if you have no plans to use it ?

Re: Dell Prequalified?

texasbred71 — Thu, 30 Jan 2020 18:49:02 GMT

My wife and I both prequalifeid and applied and were approved. TU Ficos around 640. Also accepted at the Microsoft store and MicroCenter stores or online.