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    <title>topic Re: Hello TD Bank, thanks, but no thanks. in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914088#M255593</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats i huess&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt; i understand thats a good card and not everyone can get a TD card. Nice self restraint&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I just picked up my BPC less than a month ago, that was my unicorn and I caught her. I will say, I wasn't aware of the TD Cash Card, and agree it appears to be a good card indeed.&lt;/P&gt;</description>
    <pubDate>Tue, 11 Feb 2020 20:22:27 GMT</pubDate>
    <dc:creator>Openwater</dc:creator>
    <dc:date>2020-02-11T20:22:27Z</dc:date>
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      <title>Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5913923#M255581</link>
      <description>&lt;P&gt;So today I received&amp;nbsp;my first prequal for credit by mail, from a non-rebuilding bank since my BK. 5 years and 2 months in, TD bank blessed me with a prequal offer by mail for their Cash Card. &amp;nbsp;I am not interested as I'm currently in the garden, but it felt "oh so nice" to be offered some love. Thanks TD, I don't want it, but I appreciate&amp;nbsp;the offer.&lt;/P&gt;</description>
      <pubDate>Tue, 11 Feb 2020 17:50:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5913923#M255581</guid>
      <dc:creator>Openwater</dc:creator>
      <dc:date>2020-02-11T17:50:58Z</dc:date>
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      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5913930#M255582</link>
      <description>&lt;P&gt;I feel the same way. I'm sure lots of folks see them as annoying junk mail, but after all of my invites from Credit One over the years, when I get ANY prequalified envelope for a "normal" card it's a great feeling! Congrats on your junk mail! &amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Feb 2020 17:57:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5913930#M255582</guid>
      <dc:creator>Ficoproblems247</dc:creator>
      <dc:date>2020-02-11T17:57:18Z</dc:date>
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      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5913931#M255583</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1083282"&gt;@Ficoproblems247&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I feel the same way. I'm sure lots of folks see them as annoying junk mail, but after all of my invites from Credit One over the years, when I get ANY prequalified envelope for a "normal" card it's a great feeling! Congrats on your junk mail! &amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Indeed, the little things that some take for granted... I didn't even shred it yet. Still got me feeling good.&lt;/P&gt;</description>
      <pubDate>Tue, 11 Feb 2020 17:59:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5913931#M255583</guid>
      <dc:creator>Openwater</dc:creator>
      <dc:date>2020-02-11T17:59:32Z</dc:date>
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      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5913976#M255586</link>
      <description>Congratulations on your offer!</description>
      <pubDate>Tue, 11 Feb 2020 18:42:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5913976#M255586</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-02-11T18:42:37Z</dc:date>
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    <item>
      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914083#M255592</link>
      <description>&lt;P&gt;Congrats i huess&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt; i understand thats a good card and not everyone can get a TD card. Nice self restraint&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Feb 2020 20:16:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914083#M255592</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2020-02-11T20:16:53Z</dc:date>
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    <item>
      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914088#M255593</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats i huess&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt; i understand thats a good card and not everyone can get a TD card. Nice self restraint&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I just picked up my BPC less than a month ago, that was my unicorn and I caught her. I will say, I wasn't aware of the TD Cash Card, and agree it appears to be a good card indeed.&lt;/P&gt;</description>
      <pubDate>Tue, 11 Feb 2020 20:22:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914088#M255593</guid>
      <dc:creator>Openwater</dc:creator>
      <dc:date>2020-02-11T20:22:27Z</dc:date>
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      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914111#M255597</link>
      <description>&lt;P&gt;Congratulations on the offer&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Feb 2020 20:49:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914111#M255597</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-02-11T20:49:56Z</dc:date>
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    <item>
      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914127#M255598</link>
      <description>&lt;P&gt;Congratulations on your offer!&lt;/P&gt;</description>
      <pubDate>Tue, 11 Feb 2020 21:10:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914127#M255598</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-02-11T21:10:57Z</dc:date>
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    <item>
      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914594#M255629</link>
      <description>&lt;P&gt;There's is nothing better than being in the garden, plus I love when me and my shredder are both happy. +1 TD&lt;/P&gt;</description>
      <pubDate>Wed, 12 Feb 2020 04:00:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914594#M255629</guid>
      <dc:creator>TekkenQQ7</dc:creator>
      <dc:date>2020-02-12T04:00:36Z</dc:date>
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    <item>
      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914622#M255640</link>
      <description>&lt;P&gt;It's nice to feel wanted.&lt;/P&gt;</description>
      <pubDate>Wed, 12 Feb 2020 04:23:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914622#M255640</guid>
      <dc:creator>kerplunk</dc:creator>
      <dc:date>2020-02-12T04:23:51Z</dc:date>
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      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914637#M255642</link>
      <description>&lt;P&gt;Congratulations on the offer!&lt;/P&gt;</description>
      <pubDate>Wed, 12 Feb 2020 04:38:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914637#M255642</guid>
      <dc:creator>19eighty5</dc:creator>
      <dc:date>2020-02-12T04:38:15Z</dc:date>
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      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914647#M255643</link>
      <description>&lt;P&gt;Congrats on the offer!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I can't remember the last time I got one. BBVA used to blow me up but now that I have my ClearPoints, mailbox is silent.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;Let's see what happens now that my BK is off TU 😂&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 12 Feb 2020 04:44:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5914647#M255643</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-02-12T04:44:52Z</dc:date>
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      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5915067#M255691</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats on the offer!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I can't remember the last time I got one. BBVA used to blow me up but now that I have my ClearPoints, mailbox is silent.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;Let's see what happens now that my BK is off TU 😂&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congrats on the BK coming off, I'm still 4 years , 11 months. But who's counting.... lol&lt;/P&gt;</description>
      <pubDate>Wed, 12 Feb 2020 16:34:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5915067#M255691</guid>
      <dc:creator>Openwater</dc:creator>
      <dc:date>2020-02-12T16:34:15Z</dc:date>
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    <item>
      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5916477#M255810</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats on the offer!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I can't remember the last time I got one. BBVA used to blow me up but now that I have my ClearPoints, mailbox is silent.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;Let's see what happens now that my BK is off TU 😂&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Payboo?&lt;/P&gt;</description>
      <pubDate>Thu, 13 Feb 2020 18:23:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5916477#M255810</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-02-13T18:23:42Z</dc:date>
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      <title>Re: Hello TD Bank, thanks, but no thanks.</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5916491#M255811</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats on the offer!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I can't remember the last time I got one. BBVA used to blow me up but now that I have my ClearPoints, mailbox is silent.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;Let's see what happens now that my BK is off TU 😂&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Payboo?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I closed it. Too much Sync exposure. Dropped that one and CareCredit to get them down from my highest exposure creditor to my third.&lt;/P&gt;</description>
      <pubDate>Thu, 13 Feb 2020 18:32:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Hello-TD-Bank-thanks-but-no-thanks/m-p/5916491#M255811</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-02-13T18:32:13Z</dc:date>
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