topic Re: Morgan Stanley Credit Card in Credit Card Applications

Morgan Stanley Credit Card

Citylights18 — Tue, 25 Feb 2020 20:21:17 GMT

In case that you didn't hear the news Morgan Stanley has just announced buying ETrade. Since I have my Roth IRA over at ETrade I will become a Morgan Stanley customer and presumably elgible now for the Morgan Stanley AMEX Credit Card.

When I compare the basic Morgan Stanley AMEX card to AMEX EveryDay card it seems like it has superior 2x earning categories. Plus the ability to move MR points into the IRA. Is it possible to combine MR points from other cards and move them all into an IRA?

Re: Morgan Stanley Credit Card

Anonymous — Tue, 25 Feb 2020 20:39:39 GMT

Thanks for sharing!

Re: Morgan Stanley Credit Card

MrCreditInternational — Tue, 25 Feb 2020 22:44:43 GMT

I don't know if Morgan Stanly has different rules, but AFAIK all Amex MR points are added to the same place. For example, the Schwab Plat lets you cash MR points for 1.25 cpp regardless of whether you got it fro the Schwab Plat or another Amex card.

Re: Morgan Stanley Credit Card

Anonymous — Wed, 26 Feb 2020 13:28:35 GMT

Personally, as an Etrade customer, I would like to see a more reasonable CC (ie no AF) introduced to compete w/ Schwab and Fidelity cards.

Of course after posting this I found they do have a no AF Amex;

https://www262.americanexpress.com/dapply/partner/msb/msb-ms-1/cshop/cshome#/cshop

Re: Morgan Stanley Credit Card

AverageJoesCredit — Wed, 26 Feb 2020 16:12:38 GMT

They should take The NHL away from Discover @Anonymous wouldnt mind

Re: Morgan Stanley Credit Card

Anonymous — Wed, 26 Feb 2020 18:06:26 GMT

@MrCreditInternational wrote:
I don't know if Morgan Stanly has different rules, but AFAIK all Amex MR points are added to the same place. For example, the Schwab Plat lets you cash MR points for 1.25 cpp regardless of whether you got it fro the Schwab Plat or another Amex card.

But the no AF Schwab Amex is a CB product, while the no AF Morgan Stanley is MR.

Re: Morgan Stanley Credit Card

Anonymous — Thu, 27 Feb 2020 03:24:46 GMT

@AverageJoesCredit wrote:
They should take The NHL away from Discover @Anonymous wouldnt mind

@AverageJoesCredit essques me? i don't think so. Not that i would get rid of Disco, but i did the Ameriprise Platinum, so a Morgan Stanley one has no interest either. Morgan Stanley couldn't hold Lord Stanley's cup.. pun intended-ish