topic Re: CSR approval? in Credit Card Applications

CSR approval?

Anonymous — Fri, 06 Mar 2020 20:12:19 GMT

I set my sights on this card a few years ago. I have a Chase Disney Card. I've been getting offers from Chase to upgrade my current card. I have 5 open credit cards, all which have 100% payments on time. Some of them have higher balances right now because of Christmas but it is what it is.

I applied for the CSR card the other day and got an email saying I'd be notified. I called the status number and it said 30 days.Today I got a notification that my credit had been pulled by Chase again, but from a different reporting agency. I called the number again and now it says 7 to 10 days. Of course, I'm going to keep calling. But any insight, is this potential good news?

Update: I received a letter in the mail from the fraud department. I had to call and verify that I submitted the application. Now my application status is back to 30 days. I could not be more confused.

Re: CSR approval?

FinStar — Wed, 26 Feb 2020 21:10:39 GMT

The 7-10 message can go either way. At this point, it's probably best to wait until you get the letter to determine next steps.

Have you opened 5 (or more) revolving accounts in the past 24 months?

Re: CSR approval?

Anonymous — Wed, 26 Feb 2020 21:25:52 GMT

No, I haven't applied for anything because I was holding out for this card.

Re: CSR approval?

Anonymous — Wed, 26 Feb 2020 21:28:48 GMT

Hopefully, it's just a matter of verifying some info. Good luck with your application!

Re: CSR approval?

AllZero — Wed, 26 Feb 2020 21:47:20 GMT

Good luck on your application. Hope to read of your approval soon.

Re: CSR approval?

Anonymous — Wed, 26 Feb 2020 21:54:02 GMT

good luck!

hope you get it!

Re: CSR approval?

Meanmchine — Thu, 27 Feb 2020 04:18:40 GMT

< fingers crossed >

Re: CSR approval?

2GreenThumbs — Fri, 28 Feb 2020 05:37:07 GMT

Good luck to you!

Re: CSR approval?

seattletravels — Fri, 28 Feb 2020 11:12:51 GMT

Good luck on your application!

I wouldn't worry about the 2 credit pull notifications. I accidentally applied for the CFU a few weeks ago ( meant to apply for CF) and I immediately got the Experian notification upon instant approval. It took a few days for the Equifax notification but it listed the same date.

Re: CSR approval?

Anonymous — Wed, 11 Mar 2020 16:28:44 GMT

After all of the back and forth (see update in OP) I called the number today and my status was changed from 30 days to approved. My interest rate is almost double what my other Chase card is so I won't be using as much as I intended. But as least I have it.

Re: CSR approval?

Dreams_Come_True — Wed, 11 Mar 2020 18:12:52 GMT

Congrats on your approval! 🎉