topic Target RedCard $40 Off in Credit Card Applications

Target RedCard $40 Off

TSlop — Mon, 09 Mar 2020 18:08:06 GMT

I just saw that Target is offering $40 off a future purchase of $40+ when approved for a Target RedCard now through 3/22.

I'm thinking about applying for the debit card. I'm at 5/24 and waiting to apply for a Marriott Boundless card in August when I'm below 5/24. Is it safe to assume the debit won't affect my 5/24? Or will I get declined and have to recon and explain that the last account is a debit?

Additionally, is it more risky to use a debit card that is linked to my checking account over a regular credit card? If so, I might wait until after I get my Marriott card if I would be better off with the (store) credit card over the debit.

Re: Target RedCard $40 Off

M_Smart007 — Mon, 09 Mar 2020 18:10:06 GMT

Nothing wrong with the red debit card and $40

Plus no HP and AAoA AoYA hits to your score

Re: Target RedCard $40 Off

Anonymous — Tue, 17 Mar 2020 11:23:23 GMT

Definitely will not cause trouble on your CR. I got one also! Apparently you can use the certificate at checkout, in person, and the code online!

Re: Target RedCard $40 Off

Anonymous — Tue, 17 Mar 2020 17:02:30 GMT

It should be fairly secure too - even the debit version is chip and pin security.