topic Re: Well Fargo Platinum under review in Credit Card Applications

Well Fargo Platinum under review

Anonymous — Tue, 24 Mar 2020 00:45:09 GMT

Decided to apply for Platinum 18 months 0% APR card to transfer some balance from other cards.
pulled EX and still under review. I even called and they said to wait 24 hours or 7-10 days. Just wondering if it's verification process.

Re: Well Fargo Platinum under review

Anonymous — Tue, 24 Mar 2020 01:39:45 GMT

One way to find out.....Call them tonight

@Anonymous wrote:
Decided to apply for Platinum 18 months 0% APR card to transfer some balance from other cards.
pulled EX and still under review. I even called and they said to wait 24 hours or 7-10 days. Just wondering if it's verification process.

Re: Well Fargo Platinum under review

Anonymous — Tue, 24 Mar 2020 01:59:00 GMT

I tried and it's still under review.
Maybe it's high volume of calls, applications etc because of COVID 19.
I will update

Re: Well Fargo Platinum under review

AverageJoesCredit — Tue, 24 Mar 2020 14:22:53 GMT

Good luck. My experience has always been slow with them and they dont really communicate well on apps. I was thinking of applying this card as well but the uncertainty of having a job has held me back.

Re: Well Fargo Platinum under review

Anonymous — Tue, 24 Mar 2020 14:51:46 GMT

@AverageJoesCredit wrote:
Good luck. My experience has always been slow with them and they dont really communicate well on apps. I was thinking of applying this card as well but the uncertainty of having a job has held me back.

Uncertainty made me pull the trigger. I am not sure how long until everything gets back to normal and if it will be normal again as we know it.
Mother Nature got tired of humans.

Re: Well Fargo Platinum under review

FICOlearner123 — Tue, 24 Mar 2020 16:28:18 GMT

Do you have any extended alert on your credit bureau file? I once had Chase reach out to me on the mobile number on the file and then had the app cleared.

Re: Well Fargo Platinum under review

Anonymous — Tue, 24 Mar 2020 16:37:40 GMT

Best of luck on your application! Keep us posted.

Re: Well Fargo Platinum under review

Anonymous — Tue, 24 Mar 2020 17:17:25 GMT

@FICOlearner123 wrote:
Do you have any extended alert on your credit bureau file? I once had Chase reach out to me on the mobile number on the file and then had the app cleared.

I actually do. I tried calling them to verify my identity but so far they still processing.
Anyways, it is my last personal app for the next year or so whether it's denial or approval. I wasn't even planning to get another card but mailer came and it made me pull the trigger.

Re: Well Fargo Platinum under review

AverageJoesCredit — Tue, 24 Mar 2020 17:42:05 GMT

@Anonymous wrote:
@AverageJoesCredit wrote:
Good luck. My experience has always been slow with them and they dont really communicate well on apps. I was thinking of applying this card as well but the uncertainty of having a job has held me back.
Uncertainty made me pull the trigger. I am not sure how long until everything gets back to normal and if it will be normal again as we know it.
Mother Nature got tired of humans.

Lol.

Only thing about apping to uncertainty is there is no gaurentee that even if approved the account wont be closed if they see signs of distress which im sure signs will be everywhere in big bold Neon

Re: Well Fargo Platinum under review

AverageJoesCredit — Tue, 24 Mar 2020 17:43:05 GMT

@FICOlearner123 wrote:
Do you have any extended alert on your credit bureau file? I once had Chase reach out to me on the mobile number on the file and then had the app cleared.

Yes, fraud alerts which never help if you want instant gratification on approval or denial.

Re: Well Fargo Platinum under review

Anonymous — Tue, 24 Mar 2020 18:12:46 GMT

@AverageJoesCredit wrote:
@FICOlearner123 wrote:
Do you have any extended alert on your credit bureau file? I once had Chase reach out to me on the mobile number on the file and then had the app cleared.
Yes, fraud alerts which never help if you want instant gratification on approval or denial.

Actually, it's usually instant denial and long approval process. But I like it. All the wait and anticipation and searching forums for something similar. And when rep calls you to confirm your identity and BOOM tells you're approved but can't tell you CL. I know you know it Joe

Re: Well Fargo Platinum under review

Anonymous — Tue, 24 Mar 2020 20:10:52 GMT

Just wanted to update:

UW called to confirm my identity.

status: approved $6k SL

my last card for the next 12 months

Re: Well Fargo Platinum under review

Remedios — Tue, 24 Mar 2020 20:37:01 GMT

Congrats on your new card.

Locking this thread as you've been approved. Feel free to start an approval thread if you wish to do so.