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  <channel>
    <title>topic Re: BECU in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5997633#M263009</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1028580"&gt;@Brian_Earl_Spilner&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1028580"&gt;@Brian_Earl_Spilner&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1028580"&gt;@Brian_Earl_Spilner&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1051529"&gt;@Gunnerboy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;IME, poor quality of received fax is usually caused by the sending fax machine.&amp;nbsp; I don't think this is on BECU, just saying.&amp;nbsp; Still, good luck on your app.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They could very easily offer a secure document upload service where high quality images, far higher quality than a fax will ever be, could be uploaded and processed in minutes. They choose to use this ridiculous process and therefore they deserve to be chastised for it. Everything about their process is a problem of their own creation with simple solutions available.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You mean, like this?&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="PhotoGrid_1587707837994.jpg" style="width: 515px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/58774iEAF5EA43CEFDE052/image-size/large?v=v2&amp;amp;px=999" role="button" title="PhotoGrid_1587707837994.jpg" alt="PhotoGrid_1587707837994.jpg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah but that's not offered when you're sent to the financial crimes unit. Or at least it wasn't a year ago. My membership was instantly approved and my accounts were up and going with opening deposits before they froze me.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You said they should offer an upload service. It exists.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Clearly not relevant to the current discussion seeing how it hasn't been offered to anyone sent to the financial crimes unit and that is where the OP finds themself.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You're making it not relevant. You said they could easily offer an upload service. I posted a screenshot of it existing. Nowhere in what I quoted, and what you quoted, does it mention financial crimes unit and they need to offer a service just for that. It exists, and can be used for financial crimes, if they wanted to use it for that.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You know, I'm sorry you had a bad experience with them, but give it a break. It seems like you mention them whenever possible so you can trash them. It's almost like a crusade to keep everyone away from them.&amp;nbsp; It's fine posting about negative experiences, but it's getting a bit much.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This is a thread where OP was sent to the financial crimes unit. I and others added our experience to the thread. I don't actively go into every BECU thread and trash them, I trash them when I see someone else having to deal with the financial crimes unit. The vast majority of BECU threads end up being people dealing with their accounts being frozen or approval threads and in case you haven't noticed, I end up answering the vast majority of threads that go up in the credit card forums. I'm not going to hold back when I see someone else going through the nonsense.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;This thread was up quite a while before I added my own experience to it. I had seen it and read it and went about my business. I only added my complaint about their process when OP came back and said they had been locked out.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Fri, 24 Apr 2020 10:05:13 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2020-04-24T10:05:13Z</dc:date>
    <item>
      <title>BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987396#M262364</link>
      <description>&lt;P&gt;Good morning... I just joined Becu....Can I apply for cc or do i have to wait?....BECU members please share...Thanks&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 14:39:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987396#M262364</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-16T14:39:14Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987410#M262365</link>
      <description>&lt;P&gt;My understanding is you can apply immediately.&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 14:44:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987410#M262365</guid>
      <dc:creator>Brian_Earl_Spilner</dc:creator>
      <dc:date>2020-04-16T14:44:05Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987417#M262366</link>
      <description>&lt;P&gt;thanks so much&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 14:47:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987417#M262366</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-16T14:47:26Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987476#M262369</link>
      <description>&lt;P&gt;App away&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 15:22:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987476#M262369</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2020-04-16T15:22:25Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987725#M262380</link>
      <description>Good luck on your application!</description>
      <pubDate>Thu, 16 Apr 2020 18:53:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987725#M262380</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-16T18:53:42Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988140#M262389</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1072901"&gt;@britt585&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Good morning... I just joined Becu....Can I apply for cc or do i have to wait?....BECU members please share...Thanks&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I applied like a week after joining and was an instant approval&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 22:37:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988140#M262389</guid>
      <dc:creator>Caught750</dc:creator>
      <dc:date>2020-04-16T22:37:33Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988259#M262395</link>
      <description>&lt;P&gt;thanks....well I pulled the trigger on the visa app....called in to check status was told i needed to sign docs online......tried logging in and got locked out ugh.......called back and was told i need to send in POI....id, ssn, bill....hoping CL is worth me sending in my LIFE...lol...wish me luck&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 23:38:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988259#M262395</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-16T23:38:30Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988348#M262407</link>
      <description>&lt;P&gt;Once you get past fraud team you should be golden&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 17 Apr 2020 00:51:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988348#M262407</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2020-04-17T00:51:18Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988424#M262409</link>
      <description>&lt;P&gt;I applied for both at same time.&lt;/P&gt;</description>
      <pubDate>Fri, 17 Apr 2020 01:41:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988424#M262409</guid>
      <dc:creator>seattletravels</dc:creator>
      <dc:date>2020-04-17T01:41:02Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988845#M262435</link>
      <description>&lt;P&gt;I got both but I had to send in all the verification stuff up front when I applied for membership. Once you are able to login you can see the loan status. Both of mine were instant approvals. Good luck!&lt;/P&gt;</description>
      <pubDate>Fri, 17 Apr 2020 14:32:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988845#M262435</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-17T14:32:05Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988865#M262438</link>
      <description>&lt;P&gt;thanks for sharing......I'm sending all info in today...hopefully it'll be a quick turnaround......they have been very helpful so far.....&lt;/P&gt;</description>
      <pubDate>Fri, 17 Apr 2020 15:00:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988865#M262438</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-17T15:00:43Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5989137#M262462</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1072901"&gt;@britt585&lt;/a&gt;&amp;nbsp; Good luck with your application! Hope to read of your approval! 🤞&lt;/P&gt;</description>
      <pubDate>Fri, 17 Apr 2020 18:58:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5989137#M262462</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-17T18:58:37Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5993305#M262770</link>
      <description>&lt;P&gt;Juat wanted to share a quick update regarding my application.!!!.I'm bored in the house..lol....I tried faxing my POI several times to a fax number I was given....Well it neverl went thru kept getting BUSY....So I called back and nice young lady gave me a different fax number.....Well that number was BUSY...ugh..So I tried the second fax number on Saturday fax went thru....I also mailed the docs Friday just to make sure they received them....lol....So I call today and check for any updates....The CSR calls verification dept and guy tells her their behind....ugh.....3 hours later received an email from lending dept asking me to sign docs for my visa app....I try logging in and same message I'm locked out....I call once more the young tried helping me until she realized their still reviewing my POI....UGH....I was so excited and she said that...lol....How long is this going to take....????&lt;/P&gt;</description>
      <pubDate>Tue, 21 Apr 2020 00:46:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5993305#M262770</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-21T00:46:03Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5993309#M262772</link>
      <description>&lt;P&gt;Hang in there. You're almost there!&lt;/P&gt;</description>
      <pubDate>Tue, 21 Apr 2020 00:42:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5993309#M262772</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-21T00:42:51Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994683#M262854</link>
      <description>&lt;P&gt;Update....So I couldn't help but call and check the status....I was told they couldn't read the fax, they want a color copy of everything I faxed....uuuugggghhhhh.....The bright side is I mailed color copies of everything Friday and tracking shows delivered Monday 4/20......More waiting....&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 00:43:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994683#M262854</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-22T00:43:50Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994712#M262857</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1072901"&gt;@britt585&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Update....So I couldn't help but call and check the status....I was told they couldn't read the fax, they want a color copy of everything I faxed....uuuugggghhhhh.....The bright side is I mailed color copies of everything Friday and tracking shows delivered Monday 4/20......More waiting....&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You're getting closer. Smart move on mailing the colored documents!&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 01:02:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994712#M262857</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-22T01:02:23Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994747#M262861</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1072901"&gt;@britt585&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Update....So I couldn't help but call and check the status....I was told they couldn't read the fax, they want a color copy of everything I faxed....uuuugggghhhhh.....The bright side is I mailed color copies of everything Friday and tracking shows delivered Monday 4/20......More waiting....&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What a joke these people are. If they constantly have problems with faxes they should just let everyone take pictures with their smartphones and provide a link to upload them.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I hope that the hassle ends up being worth it for you in the end.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 01:26:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994747#M262861</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-22T01:26:24Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994769#M262863</link>
      <description>&lt;P&gt;yes they are a bit much......they asked for color fax!!!!..REALLY......I'll just wait until Friday or next week to call back.....&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 01:55:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994769#M262863</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-22T01:55:28Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994772#M262864</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1072901"&gt;@britt585&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;yes they are a bit much......they asked for color fax!!!!..REALLY......I'll just wait until Friday or next week to call back.....&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They obviously don't know that color faxes only work between the same brand of machine and are largely unused for that reason.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;At least they didn't tell you to go into the branch. They have told a few people that the only way they'll take their documents is if they can examine them in person in WA.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 01:59:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994772#M262864</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-22T01:59:24Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994774#M262865</link>
      <description>&lt;P&gt;O my that serious......&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 02:01:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994774#M262865</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-22T02:01:56Z</dc:date>
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