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  <channel>
    <title>topic Re: BECU in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5999353#M263094</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/911061"&gt;@Royalbacon&lt;/a&gt;&amp;nbsp;wrote:&lt;P class="1587835130180"&gt;&amp;nbsp;&lt;/P&gt;&lt;SPAN&gt;Boeing has&amp;nbsp; around 153,000 employees (Thats Worldwide, in 65 countries.)&lt;/SPAN&gt;&lt;/BLOCKQUOTE&gt;&lt;BLOCKQUOTE&gt;&lt;P&gt;&lt;A href="https://www.boeing.com/company/general-info/" target="_blank" rel="noopener"&gt;https://www.boeing.com/company/general-info/&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;BECU has more then 1.2 million members.&lt;/P&gt;&lt;P&gt;&lt;A href="https://www.depositaccounts.com/banks/boeing-employees-cu.html" target="_blank" rel="noopener"&gt;https://www.depositaccounts.com/banks/boeing-employees-cu.html&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They did branch out beyond Boeing, as in decades ago. Which is how they've become one of the top 5 largest credit unions in the nation and largest financial institution in the state of Washington. Sounds like a clueless and uneducated loan officer you spoke with.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Assuming every single Boeing employee (in all 65 countries) is a BECU member, thats not even 13% of their total membership, which is definitely nowhere close to being a majority.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;SPAN&gt;&lt;BR /&gt;&amp;nbsp;Perhaps I left out what I felt was or should be obvious.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;These credit unions even when as exclusive as say, Navy Federal, allow people who once served to keep their accounts. They allow family and household members to join.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I am positive in the (103 year) history of Boeing they have employed more than "153,000" people.&amp;nbsp; When you factor in children (2.5 children per household on average) and spouses you could reasonably reach the conclusion that over 50% of the "1.2 million members" could in fact be Boeing employees and/or family members who would be considered employees by the credit union because of how they were designated as eligible for membership.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I do not know exact numbers, nor did I claim to.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I would venture to say it would not be unreasonable to think if Boeing employs 153k people with an estimated average of 10 year employee retention rate (probably closer to 5 years), over the last 50 years they have had roughly 750,000 employees. If you add spouses as members that's potentially 1.5 million people, add children and your over 2.25 million people. Divide by 3 (assuming only 1 in 3 eligible employees actually join) and you are looking at 750,000 of the 1.2 million members.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;If you further look at how most credit unions expand membership they tend to start by allowing people close to a branch in first. Therefore I do not believe the Loan Officer's statement was "&lt;SPAN&gt;clueless and uneducate" the metrics alone support a feasible assumption that the majority of membership could in fact be designated as employees whether that member is an active employee, retired employee, former employee or immediate family of one of the previously mentioned groups.&amp;nbsp;&lt;/SPAN&gt;&lt;/SPAN&gt;&lt;/P&gt;</description>
    <pubDate>Sat, 25 Apr 2020 17:44:03 GMT</pubDate>
    <dc:creator>chiefone4u</dc:creator>
    <dc:date>2020-04-25T17:44:03Z</dc:date>
    <item>
      <title>BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987396#M262364</link>
      <description>&lt;P&gt;Good morning... I just joined Becu....Can I apply for cc or do i have to wait?....BECU members please share...Thanks&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 14:39:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987396#M262364</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-16T14:39:14Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987410#M262365</link>
      <description>&lt;P&gt;My understanding is you can apply immediately.&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 14:44:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987410#M262365</guid>
      <dc:creator>Brian_Earl_Spilner</dc:creator>
      <dc:date>2020-04-16T14:44:05Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987417#M262366</link>
      <description>&lt;P&gt;thanks so much&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 14:47:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987417#M262366</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-16T14:47:26Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987476#M262369</link>
      <description>&lt;P&gt;App away&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 15:22:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987476#M262369</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2020-04-16T15:22:25Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987725#M262380</link>
      <description>Good luck on your application!</description>
      <pubDate>Thu, 16 Apr 2020 18:53:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5987725#M262380</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-16T18:53:42Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988140#M262389</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1072901"&gt;@britt585&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Good morning... I just joined Becu....Can I apply for cc or do i have to wait?....BECU members please share...Thanks&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I applied like a week after joining and was an instant approval&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 22:37:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988140#M262389</guid>
      <dc:creator>Caught750</dc:creator>
      <dc:date>2020-04-16T22:37:33Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988259#M262395</link>
      <description>&lt;P&gt;thanks....well I pulled the trigger on the visa app....called in to check status was told i needed to sign docs online......tried logging in and got locked out ugh.......called back and was told i need to send in POI....id, ssn, bill....hoping CL is worth me sending in my LIFE...lol...wish me luck&lt;/P&gt;</description>
      <pubDate>Thu, 16 Apr 2020 23:38:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988259#M262395</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-16T23:38:30Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988348#M262407</link>
      <description>&lt;P&gt;Once you get past fraud team you should be golden&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 17 Apr 2020 00:51:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988348#M262407</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2020-04-17T00:51:18Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988424#M262409</link>
      <description>&lt;P&gt;I applied for both at same time.&lt;/P&gt;</description>
      <pubDate>Fri, 17 Apr 2020 01:41:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988424#M262409</guid>
      <dc:creator>seattletravels</dc:creator>
      <dc:date>2020-04-17T01:41:02Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988845#M262435</link>
      <description>&lt;P&gt;I got both but I had to send in all the verification stuff up front when I applied for membership. Once you are able to login you can see the loan status. Both of mine were instant approvals. Good luck!&lt;/P&gt;</description>
      <pubDate>Fri, 17 Apr 2020 14:32:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988845#M262435</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-17T14:32:05Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988865#M262438</link>
      <description>&lt;P&gt;thanks for sharing......I'm sending all info in today...hopefully it'll be a quick turnaround......they have been very helpful so far.....&lt;/P&gt;</description>
      <pubDate>Fri, 17 Apr 2020 15:00:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5988865#M262438</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-17T15:00:43Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5989137#M262462</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1072901"&gt;@britt585&lt;/a&gt;&amp;nbsp; Good luck with your application! Hope to read of your approval! 🤞&lt;/P&gt;</description>
      <pubDate>Fri, 17 Apr 2020 18:58:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5989137#M262462</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-17T18:58:37Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5993305#M262770</link>
      <description>&lt;P&gt;Juat wanted to share a quick update regarding my application.!!!.I'm bored in the house..lol....I tried faxing my POI several times to a fax number I was given....Well it neverl went thru kept getting BUSY....So I called back and nice young lady gave me a different fax number.....Well that number was BUSY...ugh..So I tried the second fax number on Saturday fax went thru....I also mailed the docs Friday just to make sure they received them....lol....So I call today and check for any updates....The CSR calls verification dept and guy tells her their behind....ugh.....3 hours later received an email from lending dept asking me to sign docs for my visa app....I try logging in and same message I'm locked out....I call once more the young tried helping me until she realized their still reviewing my POI....UGH....I was so excited and she said that...lol....How long is this going to take....????&lt;/P&gt;</description>
      <pubDate>Tue, 21 Apr 2020 00:46:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5993305#M262770</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-21T00:46:03Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5993309#M262772</link>
      <description>&lt;P&gt;Hang in there. You're almost there!&lt;/P&gt;</description>
      <pubDate>Tue, 21 Apr 2020 00:42:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5993309#M262772</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-21T00:42:51Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994683#M262854</link>
      <description>&lt;P&gt;Update....So I couldn't help but call and check the status....I was told they couldn't read the fax, they want a color copy of everything I faxed....uuuugggghhhhh.....The bright side is I mailed color copies of everything Friday and tracking shows delivered Monday 4/20......More waiting....&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 00:43:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994683#M262854</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-22T00:43:50Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994712#M262857</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1072901"&gt;@britt585&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Update....So I couldn't help but call and check the status....I was told they couldn't read the fax, they want a color copy of everything I faxed....uuuugggghhhhh.....The bright side is I mailed color copies of everything Friday and tracking shows delivered Monday 4/20......More waiting....&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You're getting closer. Smart move on mailing the colored documents!&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 01:02:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994712#M262857</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-22T01:02:23Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994747#M262861</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1072901"&gt;@britt585&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Update....So I couldn't help but call and check the status....I was told they couldn't read the fax, they want a color copy of everything I faxed....uuuugggghhhhh.....The bright side is I mailed color copies of everything Friday and tracking shows delivered Monday 4/20......More waiting....&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;What a joke these people are. If they constantly have problems with faxes they should just let everyone take pictures with their smartphones and provide a link to upload them.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I hope that the hassle ends up being worth it for you in the end.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 01:26:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994747#M262861</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-22T01:26:24Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994769#M262863</link>
      <description>&lt;P&gt;yes they are a bit much......they asked for color fax!!!!..REALLY......I'll just wait until Friday or next week to call back.....&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 01:55:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994769#M262863</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-22T01:55:28Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994772#M262864</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1072901"&gt;@britt585&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;yes they are a bit much......they asked for color fax!!!!..REALLY......I'll just wait until Friday or next week to call back.....&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They obviously don't know that color faxes only work between the same brand of machine and are largely unused for that reason.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;At least they didn't tell you to go into the branch. They have told a few people that the only way they'll take their documents is if they can examine them in person in WA.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 01:59:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994772#M262864</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-22T01:59:24Z</dc:date>
    </item>
    <item>
      <title>Re: BECU</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994774#M262865</link>
      <description>&lt;P&gt;O my that serious......&lt;/P&gt;</description>
      <pubDate>Wed, 22 Apr 2020 02:01:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/BECU/m-p/5994774#M262865</guid>
      <dc:creator>britt585</dc:creator>
      <dc:date>2020-04-22T02:01:56Z</dc:date>
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