topic Buying on Wayfair - Credit offer from Genesis in Credit Card Applications

Buying on Wayfair - Credit offer from Genesis

Creditaddict — Mon, 27 Apr 2020 20:51:57 GMT

I was buying a faucet that was showing from another company but it was still on the Wayfair site ( had not seen it before because it was offering other finance options... it runs it for Affirm, some other and Genesis.

I came back declined for the first 2 and pre-approved to Genesis (the worst one I suppose)

No 0%

$3,000 offer.

I declined and checked out with PayPal Credit 0% for 6 months instead.

Re: Buying on Wayfair - Credit offer from Genesis

Brian_Earl_Spilner — Mon, 27 Apr 2020 21:09:10 GMT

Someone just posted about Wayfair and Genesis. The account was opened even though they didn't use it.

Re: Buying on Wayfair - Credit offer from Genesis

SweetCreditObsession — Tue, 28 Apr 2020 08:34:47 GMT

Sounds very suspicious. Monitor your credit reports to ensure no fraudulent activity shows up.