topic S&T Bank Credit Cards in Credit Card Applications

S&T Bank Credit Cards

difringe — Wed, 13 May 2020 22:31:57 GMT

Hey all, was wondering if anyone here has any experience with applying for cards from S&T Bank. I joined them recently to take advantage of a new account bonus, and was thinking about picking up their Platinum card for the 20 months 0% APR on balance transfers. Thanks!

Re: S&T Bank Credit Cards

Gmood1 — Wed, 13 May 2020 22:40:13 GMT

Looks like you'd basically be applying with Elan aka US bank.

Re: S&T Bank Credit Cards

CreditCuriosity — Thu, 14 May 2020 00:00:29 GMT

@Gmood1 wrote:
Looks like you'd basically be applying with Elan aka US bank.

just say no imho

@difringe if those scores are accurate in your signature in the 650 range and you are dealing with elan bank/us bank i would pass as likely a denial if not a denial a low CL would be my guess...

Also curious your sig shows a CSP with < 5k cl 4.x CL, how is this possible as must have a 5k cl for card?

Re: S&T Bank Credit Cards

difringe — Thu, 14 May 2020 00:21:42 GMT

@Gmood1 wrote:
Looks like you'd basically be applying with Elan aka US bank.

yea, clicking the link on the website, that appears to be the case...not used to dealing with banks that don't manage their own cards lol

i joined us bank earlier this year, maybe i'll give a shot in the summer when i've lowered my utilization