topic HSBC Cash Rewards (2nd Card) in Credit Card Applications

HSBC Cash Rewards (2nd Card)

Anonymous — Tue, 19 May 2020 11:57:49 GMT

Got prequal for HSBC Cash Rewards card. Bonus is 3% until first 10K.

Key thing is it has 0% APR for 12 months. If I get it, I plan to spend some balances towards rent (6K spend in next three months) and then use cash to pay my other cards.

I already have this card, 9.5k CL.

The phone rep says I can get second card even if its the same.

Does anyone know if HSBC will allow to move CL from the 1st card.

I would really like Discover Miles or WF Propel. But I never get through the Discover PreQual online, so cannot risk applying on HP.

Hesitating on Propel too.

Re: HSBC Cash Rewards (2nd Card)

M_Smart007 — Tue, 19 May 2020 12:16:30 GMT

@Anonymous wrote:
Got prequal for HSBC Cash Rewards card. Bonus is 3% until first 10K.
Key thing is it has 0% APR for 12 months. If I get it, I plan to spend some balances towards rent (6K spend in next three months) and then use cash to pay my other cards.

I already have this card, 9.5k CL.
The phone rep says I can get second card even if its the same.

Does anyone know if HSBC will allow to move CL from the 1st card.

I would really like Discover Miles or WF Propel. But I never get through the Discover PreQual online, so cannot risk applying on HP.
Hesitating on Propel too.

I have (2) HSBC cards, although not the same, I do not think that moving CL's is possible.

I also do not think you can PC cards.

This is kind of nice ..IMO

Re: HSBC Cash Rewards (2nd Card)

Anonymous — Tue, 19 May 2020 20:53:24 GMT

Yes, PC is not possible.

But seems we can have second card.

If there was a way to leverage the existing line, this would be great.

Re: HSBC Cash Rewards (2nd Card)

M_Smart007 — Wed, 20 May 2020 17:37:42 GMT

@Anonymous wrote:
Yes, PC is not possible.
But seems we can have second card.

If there was a way to leverage the existing line, this would be great.

I agree!