topic Re: BB&T Pre-qualification in Credit Card Applications

BB&T Pre-qualification

Anonymous — Fri, 29 May 2020 18:19:43 GMT

Anyone know what the BB&T minimal requirements are, I've searched? I have a freeze on both EX & EQ, however, a few days ago I lifted the freeze on the EQ for 24 hours, so I could apply and it never shows an offer. I tried the BBVA prequal and it declined me but I was able to view the SP on the myEQ website. I have tried with BB&T approx 12 times and every time no offers available, and zero SP hits?. My Current Fico8 EQ 758, TR 748, EX 763, this is a recent turn of events, I've climbed 100 Points cross the board due to paying off CC Balances & My wife added me as AU to a 6 yr old CC even with a low limit boosted me well over 20 points FICO. This FICO has recently updated, and myFico 3B will refresh on 6/15 to view all the other Fico variations, 9, etc... So, was curious why Im getting the no offers available notice, maybe out of my league, whatever, but no evidence of SP's makes me think they arent even processing the Prequel ap. Thanks

Re: BB&T Pre-qualification

Remedios — Fri, 29 May 2020 18:21:07 GMT

@Anonymous I've moved your post as a separate thread so you can get your answers

Welcome to the forums

Re: BB&T Pre-qualification

Anonymous — Fri, 29 May 2020 18:24:01 GMT

Thank you.

@Remedios wrote:
@Anonymous I've moved your post as a separate thread so you can get your answers

Welcome to the forums

Re: BB&T Pre-qualification

Jannelo — Fri, 29 May 2020 22:24:19 GMT

That is very strange that they there are no soft pulls.

Re: BB&T Pre-qualification

Wavester64 — Sat, 30 May 2020 17:49:07 GMT

@Anonymous wrote:
Anyone know what the BB&T minimal requirements are, I've searched? I have a freeze on both EX & EQ, however, a few days ago I lifted the freeze on the EQ for 24 hours, so I could apply and it never shows an offer. I tried the BBVA prequal and it declined me but I was able to view the SP on the myEQ website. I have tried with BB&T approx 12 times and every time no offers available, and zero SP hits?. My Current Fico8 EQ 758, TR 748, EX 763, this is a recent turn of events, I've climbed 100 Points cross the board due to paying off CC Balances & My wife added me as AU to a 6 yr old CC even with a low limit boosted me well over 20 points FICO. This FICO has recently updated, and myFico 3B will refresh on 6/15 to view all the other Fico variations, 9, etc... So, was curious why Im getting the no offers available notice, maybe out of my league, whatever, but no evidence of SP's makes me think they arent even processing the Prequel ap. Thanks

I feel your pain, just not in the fullest as you. I got a few pre-q offers over the months, but not many, and few and far in between. And like you I do not see any SPs on there of late for BB&T and I know for a while there I was checking everyday. I almost feel like I am locked out of the pre-q site

Re: BB&T Pre-qualification

Anonymous — Mon, 01 Jun 2020 20:50:37 GMT

I seem to have the opposite problem.

I always have prequal offers available, but when I bite an go through the long process of applying, the end is always the same:

"Unfortunately, we are experiencing difficulties and are unable to continue your BB&T Spectrum Cash Rewards Credit Card application online."