topic Re: Does Amex’s “ Special Offer For You” equate to prequalify in Credit Card Applications

Does Amex’s “ Special Offer For You” equate to prequalify

Anonymous — Wed, 03 Jun 2020 00:33:40 GMT

Silly Question, sorry.

I’m browsing down Amex’s cards and noticed “Special Offer For You” under Blue Cash and Gold cards. I saved the link and sent this to my husband’s phone and his page doesn’t show it. Can someone elaborate more on this, please and thank you!

Re: Does Amex’s “ Special Offer For You” equate to prequalify

Girlzilla88 — Tue, 02 Jun 2020 23:59:56 GMT

I have wondered this too since it shows that on mine and I'm to scared to shoot for one LMAO

Re: Does Amex’s “ Special Offer For You” equate to prequalify

Anonymous — Wed, 03 Jun 2020 00:05:36 GMT

I can’t seem to find info on this. I’m tempted to.

Re: Does Amex’s “ Special Offer For You” equate to prequalify

coldfusion — Wed, 03 Jun 2020 00:41:04 GMT

Those by themselves aren't prequalifiers or preapprovals, they only mean that you're being offered an enhanced SUB for that particular card if you are approved for that card. As an example you may see a Special Offer For You with a 50,000 MR sign up bonus for the AMEX Gold card whereas the normal SUB is 35,000 points.

If you want to see a preapproval you have to click through their preapproval link and be specifically told you're pre-approved.

Re: Does Amex’s “ Special Offer For You” equate to prequalify

coldfusion — Wed, 03 Jun 2020 00:41:41 GMT

@Anonymous wrote:
I can’t seem to find info on this. I’m tempted to.

Try opening up a window in your browser in incognito mode and going to the website.

Re: Does Amex’s “ Special Offer For You” equate to prequalify

Anonymous — Wed, 03 Jun 2020 00:43:25 GMT

Thank you. I wasn't prequalified for those but Delta Gold, Hilton Honors Surpass and Aspire did show up.

Re: Does Amex’s “ Special Offer For You” equate to prequalify

coldfusion — Wed, 03 Jun 2020 00:50:08 GMT

Just understand that while pre-approvals are solid they don't translate into a guaranteed approval, and a failure to be pre-approved doesn't automatically mean a denial.

Re: Does Amex’s “ Special Offer For You” equate to prequalify

Meanmchine — Wed, 03 Jun 2020 00:50:14 GMT

Its marketing

Re: Does Amex’s “ Special Offer For You” equate to prequalify

M_Smart007 — Thu, 04 Jun 2020 16:03:04 GMT

@coldfusion wrote:
Just understand that while pre-approvals are solid they don't translate into a guaranteed approval, and a failure to be pre-approved doesn't automatically mean a denial.

Great analogy @coldfusion