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    <title>topic Re: FNBO - M-Life Rewards Datapoints... in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-M-Life-Rewards-Datapoints/m-p/6041241#M266528</link>
    <description>&lt;P&gt;Sorry for your denial&lt;/P&gt;&lt;P&gt;Thanks for posting&lt;/P&gt;</description>
    <pubDate>Wed, 03 Jun 2020 01:13:38 GMT</pubDate>
    <dc:creator>Meanmchine</dc:creator>
    <dc:date>2020-06-03T01:13:38Z</dc:date>
    <item>
      <title>FNBO - M-Life Rewards Datapoints...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-M-Life-Rewards-Datapoints/m-p/6039800#M266447</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I applied for the M-Life rewards card recently and it got declined.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I sent a recon email to the president of NFBO and about an hour later I got a call from the head of the credit department for the bank.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;We talked about my application and I asked when I could apply so the system would not auto decline for my BK and she said 3 years.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So I guess to possibly get approved for the M-Life card with a bk, they want 3 years of history.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 01 Jun 2020 18:03:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-M-Life-Rewards-Datapoints/m-p/6039800#M266447</guid>
      <dc:creator>Andy77</dc:creator>
      <dc:date>2020-06-01T18:03:35Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO - M-Life Rewards Datapoints...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-M-Life-Rewards-Datapoints/m-p/6039843#M266449</link>
      <description>Thank you for sharing the data points.</description>
      <pubDate>Mon, 01 Jun 2020 18:48:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-M-Life-Rewards-Datapoints/m-p/6039843#M266449</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-06-01T18:48:26Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO - M-Life Rewards Datapoints...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-M-Life-Rewards-Datapoints/m-p/6040269#M266464</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/64369"&gt;@Andy77&lt;/a&gt;, Sorry for your denial&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have had (2) in the past for too many new accounts.&lt;/P&gt;&lt;P&gt;At least you got a solid answer, and not some&amp;nbsp;gibberish&amp;nbsp;verbiage on a letter.&lt;/P&gt;</description>
      <pubDate>Tue, 02 Jun 2020 02:34:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-M-Life-Rewards-Datapoints/m-p/6040269#M266464</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-06-02T02:34:18Z</dc:date>
    </item>
    <item>
      <title>Re: FNBO - M-Life Rewards Datapoints...</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-M-Life-Rewards-Datapoints/m-p/6041241#M266528</link>
      <description>&lt;P&gt;Sorry for your denial&lt;/P&gt;&lt;P&gt;Thanks for posting&lt;/P&gt;</description>
      <pubDate>Wed, 03 Jun 2020 01:13:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/FNBO-M-Life-Rewards-Datapoints/m-p/6041241#M266528</guid>
      <dc:creator>Meanmchine</dc:creator>
      <dc:date>2020-06-03T01:13:38Z</dc:date>
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