topic Re: Apps or Website in Credit Card Applications

Apps or Website

razzy116 — Fri, 05 Jun 2020 02:37:29 GMT

Is it better to put in a credit card application in the app or website.What is the difference. Any help would be appreciated. Thank you and be safe.

Re: Apps or Website

Jnbmom — Fri, 05 Jun 2020 08:25:45 GMT

@razzy116 wrote:
Is it better to put in a credit card application in the app or website.What is the difference. Any help would be appreciated. Thank you and be safe.

I personally prefer lenders websites when I apply . I am not sure there is really any difference how you apply . I also prefer to apply on my laptop or desktop because I tend to make mistakes on my little keyboard on my 📱

Re: Apps or Website

Meanmchine — Fri, 05 Jun 2020 04:04:06 GMT

I dont think anyone can answer this question. I do know that I have gotten different Chase pre-selecteds the same day using the app and then the website and then Credit Journey

Re: Apps or Website

M_Smart007 — Fri, 05 Jun 2020 06:17:51 GMT

I prefer @Jnbmom 's method

Re: Apps or Website

ChazzieT — Sat, 06 Jun 2020 00:13:17 GMT

@razzy116 wrote:
Is it better to put in a credit card application in the app or website.What is the difference. Any help would be appreciated. Thank you and be safe.

It really all depends on the institution. Some populate offers quicker to the app, while other show their offers sooner in the website and some it's nearly simultaneous. Some institutions you have a better chance in the app, some the website, some with a phone call, others...in branch.

If there is a specific lender you're considering, that info would make it quicker for people to help.