topic Re: Discover card App. in Credit Card Applications

Discover card App.

Anonymous — Sat, 20 Jun 2020 21:07:26 GMT

Received an invitation from discover via mail. My last card app was march 13th, so its been 90+ days . Do they care about recent accounts? or am i good to apply now? also do they only pull Experian?

thanks

Re: Discover card App.

M_Smart007 — Sat, 20 Jun 2020 22:04:38 GMT

@Anonymous wrote:
Received an invitation from discover via mail. My last card app was march 13th, so its been 90+ days . Do they care about recent accounts? or am i good to apply now? also do they only pull Experian?

thanks

@Anonymous, As long as not too many recent accounts.

"also do they only pull Experian?"

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Apps-quot-list/td-p/5542910

Re: Discover card App.

Anonymous — Sat, 20 Jun 2020 22:16:38 GMT

I got amex and NFCU in March.

Re: Discover card App.

M_Smart007 — Sat, 20 Jun 2020 22:19:01 GMT

@Anonymous wrote:
I got amex and NFCU in March.

You should be fine

Re: Discover card App.

randomguy1 — Sun, 21 Jun 2020 00:05:05 GMT

Lakers in 4!

good luck.

Re: Discover card App.

Meanmchine — Sun, 21 Jun 2020 01:17:43 GMT

Check out their prequal site. If you get an offer you'll be gtg

Re: Discover card App.

Anonymous — Sun, 21 Jun 2020 03:03:44 GMT

@Anonymous wrote:
Received an invitation from discover via mail. My last card app was march 13th, so its been 90+ days . Do they care about recent accounts? or am i good to apply now? also do they only pull Experian?

thanks

Like mentioned above, it doesn't hurt to prequal to feel them out instead of straight cold apping!

Re: Discover card App.

joltdude — Sun, 21 Jun 2020 15:53:58 GMT

Discover can pull up to 2 CRAs on an app... Seen them pull 2, 1 or (for a period of time) none.....

-J