topic Re: Disco CLI denial in Credit Card Applications

Disco CLI denial

randomguy1 — Mon, 29 Jun 2020 18:51:03 GMT

Just data points.

3 months of failures in a row. Pretty heavy utilization 75% or more usually. I let a small balance report every month as I am in the middle of a mortgage app so it is my AZEO card. No actual need for a CLI other than to manage below 9% AZEO better (credit limit 2600).

Re: Disco CLI denial

Mv350 — Mon, 29 Jun 2020 19:48:20 GMT

This seems to be the theme with disco right now. Sorry about the denial!

Re: Disco CLI denial

AverageJoesCredit — Mon, 29 Jun 2020 19:59:17 GMT

@Mv350 wrote:
This seems to be the theme with disco right now. Sorry about the denial!

Trust me, that can and is the theme in the best of times. Weve all been there. Not one person has figured out Disco and high spend, no spend, it doesnt matter, you receive when she's in the mood

Re: Disco CLI denial

M_Smart007 — Mon, 29 Jun 2020 21:55:09 GMT

Most lenders have tightened the purse strings a little ... others YMMV

Re: Disco CLI denial

Anonymous — Tue, 30 Jun 2020 13:16:25 GMT

Dont feel bad, I havent got an increase from disco since July of last year. Hoping they give me some love in the near future. Good luck.

Re: Disco CLI denial

randomguy1 — Tue, 30 Jun 2020 13:31:52 GMT

@Anonymous wrote:
Dont feel bad, I havent got an increase from disco since July of last year. Hoping they give me some love in the near future. Good luck.

Wow, that's a long time! I hope you get one in July since it's been a year.

Re: Disco CLI denial

SFLSpotter9210 — Tue, 30 Jun 2020 19:57:35 GMT

Oh the illustrious DISCO CLI denial. It's no soup for me on the regular like so many have said who know's when the Queen decides to let you have a bone. I've actually stopped asking cause she always turns me down. Maybe some day she will grant me a wish of a tiny morsel of her gracious meal she is feasting on. Good luck on your next chance at the wheel of fortune lol.

Re: Disco CLI denial

randomguy1 — Wed, 01 Jul 2020 00:05:35 GMT

I'll keep asking until I get higher limits. She teased me early with about 4 in a row. Sigh. I know Discover's cli is random but it's definitely not stopping me haha.

Re: Disco CLI denial

Meanmchine — Wed, 01 Jul 2020 02:43:35 GMT

Im way overdue for some Disco love myself. Ill be carrying a balance this month for the first time in a long time. Maybe that will help