topic Re: RBFCU in Credit Card Applications

RBFCU

Jdman — Tue, 07 Jul 2020 14:15:35 GMT

So I joined RBFCU. How long do I have to wait before I can apply for a credit card?

Re: RBFCU

1GaDawg85 — Tue, 07 Jul 2020 15:02:08 GMT

What is RBFCU first?

Re: RBFCU

800wannabe420 — Tue, 07 Jul 2020 15:44:01 GMT

@Jdman wrote:
So I joined RBFCU. How long do I have to wait before I can apply for a credit card?

You can apply for a Randolph Brooks Federal Credit Union (RBFCU) credit card the same day you become a member (I did).

Also, FYI, I was initially approved for a $1K starting limit. After one year of PIF each month and charging 100-200 each month I asked for a CLI (HP) and they increased my limit to $11,500. A $10,500 increase! A well spent HP in my opinion.

Redemptions start at $5 and continue in $5 increments ($5,$10,$15 etc.)

Hope this helps ☺

Re: RBFCU

Adkins — Wed, 08 Jul 2020 02:38:36 GMT

@800wannabe420 wrote:
@Jdman wrote:
So I joined RBFCU. How long do I have to wait before I can apply for a credit card?
You can apply for a Randolph Brooks Federal Credit Union (RBFCU) credit card the same day you become a member (I did).

Also, FYI, I was initially approved for a $1K starting limit. After one year of PIF each month and charging 100-200 each month I asked for a CLI (HP) and they increased my limit to $11,500. A $10,500 increase! A well spent HP in my opinion.

Redemptions start at $5 and continue in $5 increments ($5,$10,$15 etc.)

Hope this helps ☺

When did this start? We have the 2% cashback rewards Mastercard, and the redemption was automatically deposited into our account once a year. We barely used the card last year, so I didn't even notice when the few pennies would have been deposited. The other card, their premier rate one, offers no rewards but a very low apr.

This is the first I've heard of them changing their redemption method.

Re: RBFCU

Adkins — Wed, 08 Jul 2020 02:39:27 GMT

@1GaDawg85 wrote:
What is RBFCU first?

A credit union geofenced in the south central Texas area.

Re: RBFCU

800wannabe420 — Wed, 08 Jul 2020 02:46:41 GMT

@Adkins wrote:
@800wannabe420 wrote:
@Jdman wrote:
So I joined RBFCU. How long do I have to wait before I can apply for a credit card?
You can apply for a Randolph Brooks Federal Credit Union (RBFCU) credit card the same day you become a member (I did).

Also, FYI, I was initially approved for a $1K starting limit. After one year of PIF each month and charging 100-200 each month I asked for a CLI (HP) and they increased my limit to $11,500. A $10,500 increase! A well spent HP in my opinion.

Redemptions start at $5 and continue in $5 increments ($5,$10,$15 etc.)

Hope this helps ☺
When did this start? We have the 2% cashback rewards Mastercard, and the redemption was automatically deposited into our account once a year. We barely used the card last year, so I didn't even notice when the few pennies would have been deposited. The other card, their premier rate one, offers no rewards but a very low apr.

This is the first I've heard of them changing their redemption method.

I do not know when this redemption method began, but it has been in place since I acquired this card last year (5/19).

Re: RBFCU

randomguy1 — Wed, 08 Jul 2020 12:49:30 GMT

@Adkins wrote:
@1GaDawg85 wrote:
What is RBFCU first?
A credit union geofenced in the south central Texas area.

South Central? Like the hood?

Re: RBFCU

Adkins — Wed, 08 Jul 2020 16:32:35 GMT

@800wannabe420 wrote:
@Adkins wrote:
@800wannabe420 wrote:
@Jdman wrote:
So I joined RBFCU. How long do I have to wait before I can apply for a credit card?
You can apply for a Randolph Brooks Federal Credit Union (RBFCU) credit card the same day you become a member (I did).

Also, FYI, I was initially approved for a $1K starting limit. After one year of PIF each month and charging 100-200 each month I asked for a CLI (HP) and they increased my limit to $11,500. A $10,500 increase! A well spent HP in my opinion.

Redemptions start at $5 and continue in $5 increments ($5,$10,$15 etc.)

Hope this helps ☺
When did this start? We have the 2% cashback rewards Mastercard, and the redemption was automatically deposited into our account once a year. We barely used the card last year, so I didn't even notice when the few pennies would have been deposited. The other card, their premier rate one, offers no rewards but a very low apr.

This is the first I've heard of them changing their redemption method.
I do not know when this redemption method began, but it has been in place since I acquired this card last year (5/19).

Interesting, thanks! This makes me think they changed it when they stopped doing the .10¢ cashback for debit card transactions.

Re: RBFCU

Adkins — Wed, 08 Jul 2020 16:40:00 GMT

@randomguy1 wrote:
@Adkins wrote:
@1GaDawg85 wrote:
What is RBFCU first?
A credit union geofenced in the south central Texas area.
South Central? Like the hood?

No. Locations are from San Antonio up the 35N corridor to Dallas. There a few branches scattered a little further from the main locations on either side of 35.

Re: RBFCU

WowCool — Thu, 09 Jul 2020 00:56:48 GMT

@Adkins wrote:
@randomguy1 wrote:
@Adkins wrote:
@1GaDawg85 wrote:
What is RBFCU first?
A credit union geofenced in the south central Texas area.
South Central? Like the hood?
No. Locations are from San Antonio up the 35N corridor to Dallas. There a few branches scattered a little further from the main locations on either side of 35.

Yea they have been branching out . Gotem in Corpus Christi too....

Re: RBFCU

800wannabe420 — Thu, 09 Jul 2020 01:10:29 GMT

According to Credit Unions Online, RBFCU is the 11th largest CU (in terms of assets) in the U.S.

https://www.creditunionsonline.com/largest100creditunions.html