topic Apple Card with just iPad? in Credit Card Applications

Apple Card with just iPad?

Repairman — Wed, 08 Jul 2020 02:49:13 GMT

I find Apple's messaging on this a little confusing. I do NOT have an iPhone, but I do have an iPad. Can I apply for an Apple card, with just an iPad and be fine and have a fully functioning card if I do not have an iPhone?

Re: Apple Card with just iPad?

Anonymous — Wed, 08 Jul 2020 03:12:25 GMT

@Repairman wrote:
I find Apple's messaging on this a little confusing. I do NOT have an iPhone, but I do have an iPad. Can I apply for an Apple card, with just an iPad and be fine and have a fully functioning card if I do not have an iPhone?

You can apply and manage the card on iPad.

https://www.google.com/amp/s/9to5mac.com/2020/06/15/how-to-apply-for-apple-card-iphone-ipad/amp/

UI is not as nice as the UI on the iPhone but it's just as functional.

Re: Apple Card with just iPad?

joltdude — Wed, 08 Jul 2020 12:27:57 GMT

He might have problems using apple pay .... he can manage/see the card.. but in person Apple pay might be an issue...

Online app using Apple pay works fine on the Ipad... and yes you can pull up the virtual card number, but if the OP wanted to get the 3% back in a physical store, i dont think the ipad would work..... not sure about this though....

But the card will still work in store.... Do not think theres a way to NFC on an ipad....

-J

Re: Apple Card with just iPad?

Repairman — Wed, 08 Jul 2020 12:28:14 GMT

@Anonymous wrote:
@Repairman wrote:
I find Apple's messaging on this a little confusing. I do NOT have an iPhone, but I do have an iPad. Can I apply for an Apple card, with just an iPad and be fine and have a fully functioning card if I do not have an iPhone?
You can apply and manage the card on iPad.

https://www.google.com/amp/s/9to5mac.com/2020/06/15/how-to-apply-for-apple-card-iphone-ipad/amp/

UI is not as nice as the UI on the iPhone but it's just as functional.

Good to know. Thank you. When it came out I had no interest in getting it, and now, ironically, I really want one as I need to buy an Apple product in the near future...I'm just hoping I can get approved for a good enough CL.

Re: Apple Card with just iPad?

Repairman — Wed, 08 Jul 2020 12:31:14 GMT

@joltdude wrote:
He might have problems using apple pay .... he can manage/see the card.. but in person Apple pay might be an issue...
Online app using Apple pay works fine on the Ipad... and yes you can pull up the virtual card number, but if the OP wanted to get the 3% back in a physical store, i dont think the ipad would work..... not sure about this though....
But the card will still work in store.... Do not think theres a way to NFC on an ipad....

-J

Right. I won't be able to hold he iPad up in store to pay for items, but I would still be able to use the physical card, right? And by using the physical card I would get the same cash back, correct?

Re: Apple Card with just iPad?

joltdude — Wed, 08 Jul 2020 12:47:36 GMT

If its an online purchase via Apple Pay yes... if its in an apple store purchase requring the card, yes (you may actually have to pull up the card number on the ipad vs the physical card) if its IPP, yes...

On purchases requring the physical card YOU usually DO NOT get the extra cashback...the exception is Walgreens and most things billable through apple.. (I had to use the card number in an apple store, and for changing payment for IPP)

Also Apple Card does now have a website for seeing billing and making payments..

You get cashback when using the physical card, but you don't get the 3%, but there are exceptions...

https://support.apple.com/en-us/HT208531

More i think about it the more Im concerned youll be able to activate the financing offers via the Ipad/or are they visible with the partial wallet app on the ipad.. Might want to wait for a few more replies.. ill try something but it might take a few days to get back to you

Re: Apple Card with just iPad?

joltdude — Wed, 08 Jul 2020 12:52:36 GMT

Actually it seems that if you make a purchase through the apple store app, it offered me to pay in installments via applecard on an eligible purchase... so I think you are alright there...

Just tried it..

-J

Re: Apple Card with just iPad?

joltdude — Wed, 08 Jul 2020 13:11:38 GMT

My next question is how are you going to activate the physical card......

Really think you might need to go to reddit and see if someone has done this.. The more im reading it, is your going to hit some barriers "other" than the CL... if your intending on a phone it might still be worth it, but if not...

Scratch that.. i guess if you enroll with ipad...

https://www.reddit.com/r/AppleCard/comments/d6ysmw/is_there_any_way_to_activate_this_card_without_an/

Re: Apple Card with just iPad?

joltdude — Wed, 08 Jul 2020 13:14:59 GMT

And for billing...

https://9to5mac.com/2020/07/02/apple-card-web/

Apples website is card.apple.com

(Intentionally did not hotlink directly to the website)

-J

Re: Apple Card with just iPad?

Repairman — Wed, 08 Jul 2020 13:19:27 GMT

Wow...just in time! Lol. Thanks.

@joltdude wrote:
And for billing...
https://9to5mac.com/2020/07/02/apple-card-web/

Apples website is card.apple.com
(Intentionally did not hotlink directly to the website)

-J

Re: Apple Card with just iPad?

ccquest — Wed, 08 Jul 2020 13:21:31 GMT

@Repairman wrote:

Right. I won't be able to hold he iPad up in store to pay for items, but I would still be able to use the physical card, right? And by using the physical card I would get the same cash back, correct?

I don't think so, the 2% cash back comes from using Apple Pay on the phone or watch, not the physical card. With the card itself, you're getting 1%. On direct from Apple purchases using Apple Pay, you get 3%.

» guess I opened this tab awhile ago and all the other replies weren't there before I put this! Better info from joltdude.

Re: Apple Card with just iPad?

joltdude — Wed, 08 Jul 2020 15:09:35 GMT

THere are some exceptions on using the virtual card number and physical card.. but in general your right...

The key one is for purchasing through apple or relating to apple... Cannot use Apple pay for IUP payments (or used to) but you can charge it to the virtual card number of the apple card and still get 3%...

Did find this...

https://support.apple.com/guide/ipad/use-apple-card-ipadca55f179/ipados

Re: Apple Card with just iPad?

Anonymous — Wed, 08 Jul 2020 18:04:52 GMT

@Repairman wrote:
Wow...just in time! Lol. Thanks.
@joltdude wrote:
And for billing...
https://9to5mac.com/2020/07/02/apple-card-web/

Apples website is card.apple.com
(Intentionally did not hotlink directly to the website)

-J

Your iPad will let you view and pay your bill too. I pulled it up on mine last night when I made my post.

Re: Apple Card with just iPad?

Repairman — Wed, 08 Jul 2020 18:52:26 GMT

@joltdude wrote:
THere are some exceptions on using the virtual card number and physical card.. but in general your right...
The key one is for purchasing through apple or relating to apple... Cannot use Apple pay for IUP payments (or used to) but you can charge it to the virtual card number of the apple card and still get 3%...

Did find this...
https://support.apple.com/guide/ipad/use-apple-card-ipadca55f179/ipados

Forgive me, but what does IUP stand for?

Re: Apple Card with just iPad?

joltdude — Wed, 08 Jul 2020 22:30:44 GMT

Iphone Upgrade Program.... Its the financing at 0% for 24 months that doesnt involve the Apple Card where you can turn in your phone at any time after the first year and get a new one, without paying the remaining balance on it....

It also requires a credit check and goes through Citizens One bank.....

It's how iv paid for two Iphones....

-J

Re: Apple Card with just iPad?

Repairman — Sat, 11 Jul 2020 03:40:39 GMT

@joltdude wrote:
If its an online purchase via Apple Pay yes... if its in an apple store purchase requring the card, yes (you may actually have to pull up the card number on the ipad vs the physical card) if its IPP, yes...
On purchases requring the physical card YOU usually DO NOT get the extra cashback...the exception is Walgreens and most things billable through apple.. (I had to use the card number in an apple store, and for changing payment for IPP)

Also Apple Card does now have a website for seeing billing and making payments..

You get cashback when using the physical card, but you don't get the 3%, but there are exceptions...
https://support.apple.com/en-us/HT208531

More i think about it the more Im concerned youll be able to activate the financing offers via the Ipad/or are they visible with the partial wallet app on the ipad.. Might want to wait for a few more replies.. ill try something but it might take a few days to get back to you

Do you know for sure if I can use the physical card in a physical Apple store and get the 3%cash back? My biggest purchases would be online, but it would be nice to be able to walk in the store if I need something right away, and be able to get the same benefits.

Re: Apple Card with just iPad?

joltdude — Sat, 11 Jul 2020 15:07:37 GMT

Can't answer that.. Folks did have problems with the physical card being accepted at Apple stores but that was some time ago. Had to open the virtual card on their Apple device and give them the card number...

Re: Apple Card with just iPad?

Repairman — Sat, 11 Jul 2020 17:39:20 GMT

@joltdude wrote:
Can't answer that.. Folks did have problems with the physical card being accepted at Apple stores but that was some time ago. Had to open the virtual card on their Apple device and give them the card number...

Ok. Well, if I can open up the app on my iPad in an Apple Store and get the 3% cash back, while not ideal, would still work over not being able to get it at all.

Re: Apple Card with just iPad?

Repairman — Fri, 17 Jul 2020 01:55:33 GMT

@joltdude wrote:

On purchases requring the physical card YOU usually DO NOT get the extra cashback...the exception is Walgreens and most things billable through apple.. (I had to use the card number in an apple store, and for changing payment for IPP)

I just noticed this. Are you saying I can use the physical card in Walgreens and still get the 3% cash back? That would be fantastic since I'm always in Walgreens!

Re: Apple Card with just iPad?

joltdude — Fri, 17 Jul 2020 15:51:52 GMT

Yes I am saying Walgreens is an exception for the physical card getting 3% back... if you use it through the drive up...

Might want to check the current status of this online.... still think its valid.... even though the article said june 30

https://appleinsider.com/articles/20/04/11/get-3-cash-back-at-walgreens-drive-thru-with-physical-apple-card

All kidding aside, if you seriously just use it for financing its not a bad deal and not awkward...

Also Apple is working on QR based Apple Pay... which means youll likely be able to use the tablet (albeit awkward) in more places...

-J