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  <channel>
    <title>topic Re: AOD app sent! in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084347#M270761</link>
    <description>&lt;P&gt;**pulls out lawn chair and cooler**&lt;/P&gt;</description>
    <pubDate>Fri, 17 Jul 2020 15:12:02 GMT</pubDate>
    <dc:creator>coldfusion</dc:creator>
    <dc:date>2020-07-17T15:12:02Z</dc:date>
    <item>
      <title>AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6077885#M270004</link>
      <description>&lt;P&gt;Hubby did his app for Sav/Plus checking/Visa Sig this morning in hopes of getting in front of someone on Monday.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Jul 2020 15:09:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6077885#M270004</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-07-10T15:09:55Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6077890#M270006</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Hubby did his app for Sav/Plus checking/Visa Sig this morning in hopes of getting in front of someone on Monday.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congrats to DH! My best to you guys for approval!! 👍🏻&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Jul 2020 15:14:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6077890#M270006</guid>
      <dc:creator>blindambition</dc:creator>
      <dc:date>2020-07-10T15:14:39Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6077910#M270009</link>
      <description>&lt;P&gt;Good luck!!!&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;</description>
      <pubDate>Fri, 10 Jul 2020 15:37:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6077910#M270009</guid>
      <dc:creator>coldfusion</dc:creator>
      <dc:date>2020-07-10T15:37:48Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6077914#M270010</link>
      <description>Good luck on DH application!</description>
      <pubDate>Fri, 10 Jul 2020 15:40:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6077914#M270010</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-07-10T15:40:02Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6078020#M270018</link>
      <description>&lt;P&gt;&lt;IMG src="https://www.picgifs.com/glitter-gifs/g/good-luck/picgifs-good-luck-173168.gif" border="0" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Jul 2020 18:23:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6078020#M270018</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-07-10T18:23:22Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6078178#M270029</link>
      <description>&lt;P&gt;Good luck., I am cheering that yours makes it through.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Jul 2020 21:54:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6078178#M270029</guid>
      <dc:creator>RootDet</dc:creator>
      <dc:date>2020-07-10T21:54:37Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6081932#M270442</link>
      <description>&lt;P&gt;Update:&amp;nbsp; Not a peep from anyone &lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;&lt;P&gt;My husband called on Friday and was told someone would call him back by EOBD, nada.&amp;nbsp; He called on Monday, was told the same thing and nada and today after being on hold for 8 minutes was hung-up on....needless to say, the experience for membership and products has been awful in as far as communication from anyone.&amp;nbsp;&amp;nbsp;&lt;BR /&gt;Have sent 2 secured messages and no response there as well.&amp;nbsp;&lt;BR /&gt;The lack of CS though is hard to ignore.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 14 Jul 2020 23:16:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6081932#M270442</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-07-14T23:16:25Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6081955#M270457</link>
      <description>&lt;P&gt;Wow, sorry to hear it's taking so long. Maybe they're overwhelmed with applicants. Hope you get the news you want ASAP!&lt;/P&gt;</description>
      <pubDate>Tue, 14 Jul 2020 23:47:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6081955#M270457</guid>
      <dc:creator>KLEXH25</dc:creator>
      <dc:date>2020-07-14T23:47:45Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084165#M270739</link>
      <description>&lt;P&gt;I waited about 2 days to get a membership setup. The CC denial came in pretty quick though, so it seems like underwriting was fast over there.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I do get the impression they are tightening the belt. Maybe they overlent, maybe felt the MF rush.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Are you an out-of-state applicant?&lt;/P&gt;</description>
      <pubDate>Fri, 17 Jul 2020 06:51:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084165#M270739</guid>
      <dc:creator>RootDet</dc:creator>
      <dc:date>2020-07-17T06:51:55Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084176#M270740</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Update:&amp;nbsp; Not a peep from anyone &lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&lt;/P&gt;&lt;P&gt;My husband called on Friday and was told someone would call him back by EOBD, nada.&amp;nbsp; He called on Monday, was told the same thing and nada and today after being on hold for 8 minutes was hung-up on....needless to say, the experience for membership and products has been awful in as far as communication from anyone.&amp;nbsp;&amp;nbsp;&lt;BR /&gt;Have sent 2 secured messages and no response there as well.&amp;nbsp;&lt;BR /&gt;The lack of CS though is hard to ignore.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;When I applied, I waited about 3 days before someone emailed me a message from AOD. It best to wait in a CU. They aren't a bank where there A TON of people on the phone several times a day that can assist. CUs do have a limited number of people; so it's best to wait to hear a response from them first.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I know that what I did for my AOD membership and the same thing for applying MSGCU's card &amp;amp; CLI. Once you made the attempt, someone will contact you as soon as possible.&lt;/P&gt;</description>
      <pubDate>Fri, 17 Jul 2020 07:21:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084176#M270740</guid>
      <dc:creator>ZackAttack</dc:creator>
      <dc:date>2020-07-17T07:21:23Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084339#M270760</link>
      <description>&lt;P&gt;Welp, stay tuned for extremely interesing DP's....&lt;BR /&gt;Will update Monday.&lt;/P&gt;</description>
      <pubDate>Fri, 17 Jul 2020 15:04:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084339#M270760</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-07-17T15:04:02Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084347#M270761</link>
      <description>&lt;P&gt;**pulls out lawn chair and cooler**&lt;/P&gt;</description>
      <pubDate>Fri, 17 Jul 2020 15:12:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084347#M270761</guid>
      <dc:creator>coldfusion</dc:creator>
      <dc:date>2020-07-17T15:12:02Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084471#M270775</link>
      <description>&lt;P&gt;Why are you keeping us in suspense lol??&lt;/P&gt;</description>
      <pubDate>Fri, 17 Jul 2020 17:55:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084471#M270775</guid>
      <dc:creator>KLEXH25</dc:creator>
      <dc:date>2020-07-17T17:55:00Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084475#M270776</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1045603"&gt;@KLEXH25&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Why are you keeping us in suspense lol??&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Because that is when everything will be "finalized"&amp;nbsp; lol&lt;/P&gt;</description>
      <pubDate>Fri, 17 Jul 2020 18:00:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084475#M270776</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-07-17T18:00:33Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084480#M270777</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1045603"&gt;@KLEXH25&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Why are you keeping us in suspense lol??&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Because that is when everything will be "finalized"&amp;nbsp; lol&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Fair enough...good luck!&lt;/P&gt;</description>
      <pubDate>Fri, 17 Jul 2020 18:06:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084480#M270777</guid>
      <dc:creator>KLEXH25</dc:creator>
      <dc:date>2020-07-17T18:06:45Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084501#M270779</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1002039"&gt;@coldfusion&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;**pulls out lawn chair and cooler**&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That about sums it up nicely!&amp;nbsp; lol&amp;nbsp; It's been an iteresting process.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 17 Jul 2020 18:41:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084501#M270779</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-07-17T18:41:23Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084817#M270804</link>
      <description>&lt;P&gt;I see MyFico shivering with antici...........pation....&lt;/P&gt;&lt;P&gt;-J&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 00:43:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084817#M270804</guid>
      <dc:creator>joltdude</dc:creator>
      <dc:date>2020-07-18T00:43:22Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084862#M270813</link>
      <description>&lt;P&gt;The anticipation is killing me...&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 02:07:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084862#M270813</guid>
      <dc:creator>arifjk</dc:creator>
      <dc:date>2020-07-18T02:07:31Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084870#M270815</link>
      <description>&lt;P&gt;The suspense is terrible, I hope it will last... (Gene Wilder)&lt;/P&gt;&lt;P&gt;-J&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 02:19:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6084870#M270815</guid>
      <dc:creator>joltdude</dc:creator>
      <dc:date>2020-07-18T02:19:12Z</dc:date>
    </item>
    <item>
      <title>Re: AOD app sent!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6085452#M270875</link>
      <description>&lt;P&gt;I am going to apply next year.&lt;/P&gt;&lt;P&gt;Need to pay off some debt and get my EQ05 to 750.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Jul 2020 21:16:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/AOD-app-sent/m-p/6085452#M270875</guid>
      <dc:creator>althes</dc:creator>
      <dc:date>2020-07-18T21:16:45Z</dc:date>
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