topic Re: CLI binge in Credit Card Applications

CLI binge

Anonymous — Fri, 31 Jul 2020 01:16:49 GMT

Well it's been a little while since I requested a CLI, and decided to ask Discover, Barclays, Amex, and US Bank for some luv.

Disco - at $28k b4 CLI, they said to use the card more and ask again.

Barclays - took a HP to go from $28k to $32k. I hate the HP for a CLI, so dumb that HP sit for 2 years. Seems HP should apply based on if you open new credit instead.

Amex - requested a bump from $40k to $50k. Amex responded with 4506 request. Nothing to hide so I agreed and waiting to hear back. Maybe next week.

US Bank. Gave instant SP CLI from $15k to $20k.

So far no flat out rejects. I already put $5k of extra spend on Disco and will ask again next month.

Re: CLI binge

AllZero — Fri, 31 Jul 2020 01:05:10 GMT

Congratulations on your CLIs!

Re: CLI binge

blindambition — Fri, 31 Jul 2020 01:08:51 GMT

@Anonymous wrote:
Well it's been a little while since I requested CLI, and decided to ask Discover, Barclays, Amex, and US Bank for some luv.

Disco - at $28k b4 CLI, they said to use the card more and ask again.

Barclays - took a HP to go from $28k to $32k. I hate the HP for a CLI, so dumb that HP sit for 2 years. Seems HP should apply based on if you open new credit instead.

Amex - requested a bump ffrom $40k to $50k. Amex responded with 4506 request. Nothing to hide so I agreed and waiting to hear back. Maybe next week.

US Bank. Gave instant SP CLI from $15k to $20k.

So far no flat out rejects. I already put $5k of extra spend on Disco and will ask again next month.

Good luck on Amex! Congrats on your CLI approvals!!

Barclays and Chase with their HP CLI. 🤦‍♂️

Barclays should be SP, their cards don't offer much. 😂

Re: CLI binge

OmarGB9 — Fri, 31 Jul 2020 01:37:02 GMT

Grats!

Re: CLI binge

mrcraft — Fri, 31 Jul 2020 03:54:34 GMT

Congratulations on your CLIs!!

Re: CLI binge

cashorcharge — Fri, 31 Jul 2020 04:41:01 GMT

Congratulations on your approvals!

I too wish Barclays was easier to get a CLI than with a HP 😏

Re: CLI binge

M_Smart007 — Fri, 31 Jul 2020 05:00:42 GMT

Congratulations on your Increases!