topic Re: Club Carlson (Personal) Pending... in Credit Card Applications

Club Carlson (Personal) Pending...

B335is — Sun, 11 Jan 2015 22:35:24 GMT

I got the Business version instantly a few months ago when I was still living in MI. US Bank always pulled TU for me there. So I applied last night for the Personal version and instantly got pending. Refreshed my reports and no new pull. I have a feeling they want me to unfreeze EX report. I should have gone for it sooner. It's their best signup bonus.

Re: Club Carlson (Personal) Pending...

Anonymous — Sun, 11 Jan 2015 22:37:07 GMT

@B335is wrote:
I got the Business version instantly a few months ago when I was still living in MI. US Bank always pulled TU for me there. So I applied last night for the Personal version and instantly got pending. Refreshed my reports and no new pull. I have a feeling they want me to unfreeze EX report. I should have gone for it sooner. It's their best signup bonus.

All the best.. US Bank is tough. Keep us posted..

Re: Club Carlson (Personal) Pending...

Anonymous — Sun, 11 Jan 2015 23:16:00 GMT

Yes they are tough

Re: Club Carlson (Personal) Pending...

chalupaman — Sun, 11 Jan 2015 23:16:37 GMT

Good luck! Since you've been with them for a while, I don't think you should have that much trouble getting this card but who knows.

Re: Club Carlson (Personal) Pending...

CreditCuriosity — Sun, 11 Jan 2015 23:18:04 GMT

Don't think your inquiries and new accounts are going to freak the heck out of US Bank BMW? I woud be really suprised if you get your personal one.. I wish you all the luck though and hope it works out! Especially with there crown jewel card

Re: Club Carlson (Personal) Pending...

B335is — Mon, 12 Jan 2015 02:38:37 GMT

CC,

I was hoping for instant approval lol. I know they wont manually approve it. But understandably, they already gave me 3 of those. I was also counting on them to pull TU which only has 2 inq.

Re: Club Carlson (Personal) Pending...

CreditMagic7 — Mon, 12 Jan 2015 03:29:51 GMT

@B335is wrote:
CC,

I was hoping for instant approval lol. I know they wont manually approve it. But understandably, they already gave me 3 of those. I was also counting on them to pull TU which only has 2 inq.

The only instant approval i ever got from them was a USPS preapproval mailer. Seems they already decided on that one before mailing it out.

Re: Club Carlson (Personal) Pending...

Creditaddict — Mon, 12 Jan 2015 17:27:56 GMT

@B335is wrote:
I got the Business version instantly a few months ago when I was still living in MI. US Bank always pulled TU for me there. So I applied last night for the Personal version and instantly got pending. Refreshed my reports and no new pull. I have a feeling they want me to unfreeze EX report. I should have gone for it sooner. It's their best signup bonus.

They pulled EX for my Carson Business app and it was denied!

I wish I could get them to pull TU but they said they won't pull a different report.

My partner and I opened up personal checking and savings this weekend and my partner had a "short credit app offer" which during account openings if it pops up a pre-qual offer it's 95% approved the guy said and a short app offer is 50/50% and then the nothing.

We are going to get his direct deposit started and get some of our payments into credit cards before applying.