topic Re: Apple Card Credit Limit Increase in Credit Card Applications

Apple Card Credit Limit Increase

Anonymous — Thu, 06 Aug 2020 02:07:26 GMT

So I have had the Apple Card since early May, long story short I decided to apply for an increase on July 22 and was denied from a Credit Report they had pulled from June 4th 2020 which listed higher balances etc. My question is shouldn't they be pulling the new report I mean there was 30 plus days in between them?

Re: Apple Card Credit Limit Increase

blindambition — Thu, 06 Aug 2020 02:14:54 GMT

Lenders usually pull reports 30-60 days old on SP CLI. Something they already have and aren't incurring additional costs.

Re: Apple Card Credit Limit Increase

cashorcharge — Thu, 06 Aug 2020 16:19:55 GMT

CLI's with your Apple Card are SP when you request online via chat

To that point, GoldmanSachs is slow to update CR's. The statement closes on the last day of the month....as an example...it should have closed July 31 as mine did...and last month I did get a CLI of $5000 so I'm waiting for that to show on my report. As of this morning, none of my bureaus have been updated by them since what's dated as June 30th! My account had a zero balance on July 31 so perhaps that's part of the reason. Suffice to say, they are not as quick as others....