topic Re: USB 1/12 Clarification in Credit Card Applications

USB 1/12 Clarification

audioman00 — Tue, 15 Sep 2020 00:57:15 GMT

Hi All,

Quick clarification about the USB 1/12 rule. Does it refer to just CCs, or do installment loans count too?

Data points much appreciated!

Re: USB 1/12 Clarification

mrjerry — Tue, 15 Sep 2020 03:43:36 GMT

I believe it's only CC's

Re: USB 1/12 Clarification

audioman00 — Tue, 15 Sep 2020 19:34:37 GMT

Thanks @mrjerry !

Any other datapoints out there?

Re: USB 1/12 Clarification

ccquest — Tue, 15 Sep 2020 20:00:31 GMT

It isn't a hard rule like Chase either, there have been people (like Interstellar on here) that have been approved for two cards from US Bank close enough together.