topic Re: Andrews Federal Credit Union in Credit Card Applications

Andrews Federal Credit Union

Wavester64 — Tue, 15 Sep 2020 17:05:29 GMT

Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.

Re: Andrews Federal Credit Union

credit_endurance — Tue, 15 Sep 2020 17:20:12 GMT

@Wavester64 wrote:
Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.

From a few data points I could gather they should be a Transunion puller. Of course this could be a huge YMMV situation. I think @SouthJamaica could chime on this one.

Re: Andrews Federal Credit Union

SouthJamaica — Tue, 15 Sep 2020 17:38:52 GMT

@credit_endurance wrote:
@Wavester64 wrote:
Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.
From a few data points I could gather they should be a Transunion puller. Of course this could be a huge YMMV situation. I think @SouthJamaica could chime on this one.

Sorry I don't recall and didn't make a note of it; the only note I have is that there was no HP for membership. But that was probably 3 or 4 years ago.

Re: Andrews Federal Credit Union

BmoreBull — Tue, 15 Sep 2020 18:43:10 GMT

I just recently joined. Application sent in on Friday, approved last night. The account was funded this morning. I haven't applied for any credit products as of yet because of my current gardening. I can confirm that I didn't receive any hard pulls. All three bureaus are currently frozen.

Re: Andrews Federal Credit Union

TheFIGuy — Tue, 15 Sep 2020 19:29:44 GMT

@Wavester64 wrote:
Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.

Do you know the redemption value for cashback?

Re: Andrews Federal Credit Union

Harvey26 — Tue, 15 Sep 2020 19:31:14 GMT

@Wavester64 They are an EX puller here in VA. YMMV

Re: Andrews Federal Credit Union

Wavester64 — Tue, 15 Sep 2020 20:13:51 GMT

@TheFIGuy wrote:
@Wavester64 wrote:
Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.
Do you know the redemption value for cashback?

Per the email:

3x Points on Gas and Groceries

1.5x Points on all other purchases

Not sure yet how the points translates to CB.

Re: Andrews Federal Credit Union

Anonymous — Tue, 15 Sep 2020 20:55:32 GMT

This might go somewhere.. I applied.. with all of my reports locked.. Uploaded ID/Bank Statement.. Ex is one of my higher, lowest inquiries.. Wonder what type of credit limits they dish out?

It'll all be worth nothing if they're Chex sensitive

Re: Andrews Federal Credit Union

AlpedHuez — Tue, 15 Sep 2020 22:19:49 GMT

@Wavester64 wrote:
@TheFIGuy wrote:
@Wavester64 wrote:
Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.
Do you know the redemption value for cashback?
Per the email:

3x Points on Gas and Groceries
1.5x Points on all other purchases

Not sure yet how the points translates to CB.

My approval thread from last year for the Titanium card.

It's direct 1 cpp value.

Re: Andrews Federal Credit Union

Neiltyson — Mon, 21 Sep 2020 06:10:51 GMT

@AlpedHuez awesome. Does Walmart count as groceries for 3x?

I have a few around me with mcc 5411 for bakery or whatever. Cheers

Re: Andrews Federal Credit Union

AlpedHuez — Wed, 23 Sep 2020 00:41:49 GMT

@Neiltyson wrote:
@AlpedHuez awesome. Does Walmart count as groceries for 3x?

I have a few around me with mcc 5411 for bakery or whatever. Cheers

My memory is hazy, but I think I recall WM did cateogorize as groceries. I haven't used the card lately because of other more lucurative promo offers on other cards I have.

Re: Andrews Federal Credit Union

Girlzilla88 — Wed, 23 Sep 2020 00:50:03 GMT

@Wavester64 @Anonymous ?! Do you know?!