topic Re: Express SCT (Shopping Cart Trick) HP or SP? in Credit Card Applications

Express SCT (Shopping Cart Trick) HP or SP?

folks19 — Sun, 04 Oct 2020 18:58:27 GMT

I was buying some stuff from Express, and I got the shpping cart card offer? Does anyone have experience with the SCT at Express? Please share with me whether it was a HP or SP.

(Side note: I shop a lot at Express and will be using the card a lot)

Re: Express SCT (Shopping Cart Trick) HP or SP?

Brian_Earl_Spilner — Sun, 04 Oct 2020 19:21:44 GMT

https://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Newest-SP-SCT-Alive-Again/m-p/5655276

Re: Express SCT (Shopping Cart Trick) HP or SP?

folks19 — Sun, 04 Oct 2020 19:58:30 GMT

@Brian_Earl_Spilner wrote:
https://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Newest-SP-SCT-Alive-Again/m-p/5655276

I saw that. I'm looking for DPs one Express specifically.

Re: Express SCT (Shopping Cart Trick) HP or SP?

Brian_Earl_Spilner — Sun, 04 Oct 2020 20:03:02 GMT

Thread has 5 datapoints, all SP.

Re: Express SCT (Shopping Cart Trick) HP or SP?

BmoreBull — Sun, 04 Oct 2020 22:24:39 GMT

@Brian_Earl_Spilner wrote:
Thread has 5 datapoints, all SP.

+1. I'm one of those dp's on the sp.

Re: Express SCT (Shopping Cart Trick) HP or SP?

Anonymous — Mon, 05 Oct 2020 12:43:26 GMT

Mine was a softpull back in January 2020

@folks19 wrote:
I was buying some stuff from Express, and I got the shpping cart card offer? Does anyone have experience with the SCT at Express? Please share with me whether it was a HP or SP.
(Side note: I shop a lot at Express and will be using the card a lot)

Re: Express SCT (Shopping Cart Trick) HP or SP?

folks19 — Mon, 05 Oct 2020 12:47:19 GMT

@Anonymous wrote:
Mine was a softpull back in January 2020
@folks19 wrote:
I was buying some stuff from Express, and I got the shpping cart card offer? Does anyone have experience with the SCT at Express? Please share with me whether it was a HP or SP.
(Side note: I shop a lot at Express and will be using the card a lot)

Thank you for sharing some of own personal experience!