topic Re: Possible to make BOA CLI request without having the hyperlink present? in Credit Card Applications

Possible to make BOA CLI request without having the hyperlink present?

credit_endurance — Thu, 08 Oct 2020 13:17:38 GMT

Hello all,

Question for the knowledgable in this area

I just wasted a pull on the premium rewards card I should have known better was at 10/12 or something like that. So now wanting to utilize the pull for not another credit product but a cli on my cash rewards but I don't have the blue hyperlink present.

Would it be possible to call into customer service and make the request? I do know the pull is good for 30 days.

Re: Possible to make BOA CLI request without having the hyperlink present?

coldfusion — Thu, 08 Oct 2020 13:24:47 GMT

Yes. People have called in and been successful requesting a CLI without having the 'request a credit limit increase' hyperlink showing online.

I can't predict the likelihood of success, but it is > 0.

Re: Possible to make BOA CLI request without having the hyperlink present?

credit_endurance — Thu, 08 Oct 2020 13:30:15 GMT

thanks for this @coldfusion

I am actually on the line now with BOA for a reconsideration attempt.as we speak. I will keep you posted.

Re: Possible to make BOA CLI request without having the hyperlink present?

coldfusion — Thu, 08 Oct 2020 13:36:20 GMT

Good luck!

Re: Possible to make BOA CLI request without having the hyperlink present?

credit_endurance — Thu, 08 Oct 2020 13:37:12 GMT

No go on the reconsideration. Too many recent accounts opened as expected. This is even with assests and a decent length in relationship with them. (Another dp to use) But I will contact cs regarding a incresse. Might as well try to get something out of it lol!

Re: Possible to make BOA CLI request without having the hyperlink present?

coldfusion — Thu, 08 Oct 2020 13:39:45 GMT

Agree - you've already taken the hit so you have nothing to lose other than the time spent on the phone.

Re: Possible to make BOA CLI request without having the hyperlink present?

credit_endurance — Thu, 08 Oct 2020 13:50:15 GMT

Got 5-7 business day snail mail for that cli request. I know this could go either way. Your thoughts @coldfusion

Re: Possible to make BOA CLI request without having the hyperlink present?

coldfusion — Thu, 08 Oct 2020 13:57:40 GMT

You really can't tell, as a BoA 5-7 business/7-10 calendar day response can also mean more eyeballs on the request and I know from experience that it doesn't mean a denial, ever since I reached about $85K in CL all my requests went to 7-10 day status and were ultimately approved.

Re: Possible to make BOA CLI request without having the hyperlink present?

credit_endurance — Thu, 08 Oct 2020 14:36:11 GMT

@coldfusion wrote:
You really can't tell, as a BoA 5-7 business/7-10 calendar day response can also mean more eyeballs on the request and I know from experience that it doesn't mean a denial, ever since I reached about $85K in CL all my requests went to 7-10 day status and were ultimately approved.

Indeed...will just wait it out and report back later. Thanks again!

Re: Possible to make BOA CLI request without having the hyperlink present?

M_Smart007 — Thu, 08 Oct 2020 16:26:47 GMT

Sorry for your premium rewards denial

Good Luck on your CLI !

Re: Possible to make BOA CLI request without having the hyperlink present?

JR_TX — Thu, 08 Oct 2020 21:59:42 GMT

Good Luck and sorry about that PR denial!

Yeah that card is tough to get as a lot here have been denied even with really high scores!

Maybe a $10M show money a la JP Morgan gets you in even at 10/12! 🤪

Re: Possible to make BOA CLI request without having the hyperlink present?

credit_endurance — Sun, 11 Oct 2020 03:37:09 GMT

@JR_TX wrote:
Good Luck and sorry about that PR denial!
Yeah that card is tough to get as a lot here have been denied even with really high scores!
Maybe a $10M show money a la JP Morgan gets you in even at 10/12! 🤪

Thanks @JR_TX! Absolutely on the show me the money analogy. 😆😂 Still no increase as of today so not very hopeful but, stranger things have happened.