https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-M-C-With-BK7/m-p/6160795#M277405 <P>Hello all. Is it possible to get approved for a Wayfair Mastercard with a 3 year old BK7 reporting? My understanding is that CITI is the bank.&nbsp;</P> Tue, 13 Oct 2020 20:20:29 GMT jmos 2020-10-13T20:20:29Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-M-C-With-BK7/m-p/6160795#M277405 <P>Hello all. Is it possible to get approved for a Wayfair Mastercard with a 3 year old BK7 reporting? My understanding is that CITI is the bank.&nbsp;</P> Tue, 13 Oct 2020 20:20:29 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-M-C-With-BK7/m-p/6160795#M277405 jmos 2020-10-13T20:20:29Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-M-C-With-BK7/m-p/6160896#M277414 <P>Hi <a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/97119">@jmos</a> , I doubt Citi would approve you with a BK, but I am not an expert in that area.</P><P>Will let others chime in.</P> Tue, 13 Oct 2020 22:25:27 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-M-C-With-BK7/m-p/6160896#M277414 M_Smart007 2020-10-13T22:25:27Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-M-C-With-BK7/m-p/6160941#M277424 <P>If citi is not IIB, and you already have a very strong and well re- established profile 750+ FICOs and only 0-1 HPs and new accts in the last 12 months. Then you might have a chance albeit "Very Slim". I advice waiting at least 5 years from DC especially with the current pandemic and economic climate.</P> Tue, 13 Oct 2020 23:17:22 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-M-C-With-BK7/m-p/6160941#M277424 JR_TX 2020-10-13T23:17:22Z