topic Re: DISCOVER IT CLI in Credit Card Applications

DISCOVER IT CLI

LP007 — Wed, 28 Oct 2020 21:00:14 GMT

Screwed up. Got denied CLI after 90-days reconsider.

Statement Period (Jul 13 - Aug 12, 2020):

Purchases

+ $10,265.51

Statement Period (Aug 13 - Sep 12, 2020):

Purchases

+ $154.18

Current Statement (Sep 13 - Oct 12, 2020):

Purchases

+ $123.88

LOW USAGE ON EXISTING LINE OF CREDIT IN PREVIOUS MONTH(S).

Re: DISCOVER IT CLI

AverageJoesCredit — Thu, 29 Oct 2020 01:12:54 GMT

I dont understand. There is not set time for pursuing a Disco cli. Spend really doesnt quantify getting a cli regardless of the reason for denial. You could spend 50k in a month and still be told not enough. No one has figured out a pattern for cli so best to do is request it whenever you like. If nothing , try again later.

Re: DISCOVER IT CLI

Anonymous — Thu, 29 Oct 2020 02:22:23 GMT

Their denial reasons are always bogus. >$10k spend in a cycle is definitely sufficient. I don't even put $10k on the card over 2 years and have received plenty of CLIs. Keep requesting and eventually you'll get something. No need to wait 90 days.