topic Re: DCU denial/approval ?? in Credit Card Applications

DCU denial/approval ??

jaxstraw — Sun, 01 Nov 2020 14:47:29 GMT

DW just applied for a DCU Platinum and received a message saying 'Congratulations, your application was successfully created, a rep will contact you shortly'.

While I understand that probably isn't an outright approval does anyone know if DCU gives an outright denial ?

Or is this the standard reply ?

It's been so long since I applied and got mine I forget the process.

Thanks.

Re: DCU denial/approval ??

blindambition — Sun, 01 Nov 2020 15:07:08 GMT

DCU does give outright denials. The approvals sometimes seem conditional upon review.
Ive seen people get approved for an SL, but lowered after review.

I was approved for $7.5k, that stayed the same after POI.

Re: DCU denial/approval ??

creditfan — Sun, 01 Nov 2020 17:18:22 GMT

I just helped DW apply for one since someone mentioned accept offer is SP. She get approved next day for max offer 10k without getting any call

Re: DCU denial/approval ??

jaxstraw — Mon, 02 Nov 2020 00:50:28 GMT

Thanks....and an update.

Similar situation....she received an email about an hour after I posted this said said approved and to upload a paystub.

It also.said a CSR would call within 24 hrs.