topic Re: Marvel Mastercard no longer offering CLI in Credit Card Applications

Marvel Mastercard no longer offering CLI??

Anonymous — Wed, 11 Nov 2020 18:12:54 GMT

Hi,

Logged into my Lowes account tonight to pay mybill, the income box popped up. CLI button is there but I am at 30k, so no need for more on that card.

Logged into my Marvel Card, use it once every 2-3 months to keep it active. Have a $10k limit, and noticed that the CLI button for this account is missing.

Logged into my CareCredit account, charged a dental co-pay (havent used the card in over a year) have a $15k limit on that card, paid it off in full. Noticed the CLI button is there.

Has anyone noticed the CLI Button missing on the Marvel Mastercard accounts? According to them my credit score is over 700 and has been rising steadily for the last 8 months according to there chart. I havent requested CLI's on any of these accounts in well over 12 months (Probably 18+ months). I use the Lowes card pretty frequently (quarterly for a purchase in the $3000-$5000 range that gets paid off in under 3 months).

Re: Marvel Mastercard no longer offering CLI

Loquat — Wed, 11 Nov 2020 04:56:02 GMT

The button tends to come and go for no rhyme or reason. While it may be gone now, you can probably check in a few days and it'll be back. Just one of Synchrony's quirks.

Re: Marvel Mastercard no longer offering CLI

Meanmchine — Wed, 11 Nov 2020 05:28:35 GMT

My PPExtra MC CL is at $20k. The request more button appears but when I submit a request, I get denied for being at max CL for the card.

Re: Marvel Mastercard no longer offering CLI

Jnbmom — Wed, 11 Nov 2020 05:29:47 GMT

Once you hit the 10K ceiling with Marvel, you can't get a CLI hitting the luv button online. You have to call in so I wouldn't worry about that particular button.

Re: Marvel Mastercard no longer offering CLI

rostrow416 — Wed, 11 Nov 2020 12:39:18 GMT

Synchrony takes away the CLI request button at times for whatever reason. You can still request over the phone.

Re: Marvel Mastercard no longer offering CLI

JR_TX — Wed, 11 Nov 2020 17:42:52 GMT

@Jnbmom wrote:
Once you hit the 10K ceiling with Marvel, you can't get a CLI hitting the luv button online. You have to call in so I wouldn't worry about that particular button.

I agree that that button is useless for someone with already a $10K CL. Calling Credit Solutions is the only way to get CLI beyond that online cap.

Marvel MC not doing cli right now

Anonymous — Fri, 04 Dec 2020 23:38:44 GMT

Called credit solutions overseas number last night for a CLI. Agent verified my info, then said they are not offering increases at this time for the Marvel Card. They did not ask for income as synchrony usually does for cli. Wonder if Covid-19's 3 week speculated shutdown has them tightening up.

Re: Marvel MC not doing cli right now

blindambition — Sat, 05 Dec 2020 00:01:48 GMT

Some have taken that route. One of the biggest categories is Entertainment, and not much of that happening.

Re: Marvel MC not doing cli right now

gdale6 — Sat, 05 Dec 2020 00:08:45 GMT

Just tried to log in to my account to see if CLI request is still there, unable to do so with any browser or with Lowes either. Possible its a system problem. I would call next week and see if you can get one.

Adding: Come to think of it the payment I authorized for my Lowes balance yesterday morning did not hit my bank yesterday afternoon or even today and Synch never misses a beat with taking money from my account. This also leads me to believe there is a systemic problem at the moment with them.

Re: Marvel MC not doing cli right now

blindambition — Sat, 05 Dec 2020 00:12:53 GMT

Just tried my Verizon a few minutes ago, a 504 technical issue error.

Re: Marvel MC not doing cli right now

Loquat — Sat, 05 Dec 2020 00:27:11 GMT

The CLI request button has been missing on my account for a couple of weeks now.

Re: Marvel MC not doing cli right now

Anonymous — Sat, 05 Dec 2020 01:05:55 GMT

All Sync Cli's i always call overseas number and even my jcpenneys card which was at 9900.00 and requested cli on overseas number only got me a 100.00 increase to 10,000 the letter stated "We are not able to assign the credit line you requested because it exceeds the amount of increase our policy allows." Paypal wmc also increased me to 10,000 from 8,000 that same time.Tu fico 8 734 and vantage4 769 from their site.

Im cool with all my limits, just figure things might be changing things

Re: Marvel MC not doing cli right now

Conceptual23 — Sat, 05 Dec 2020 00:44:46 GMT

Brutal.. I dropped in an app with them a couple of months ago only to be declined. Perhaps it was for the better.

Re: Marvel MC not doing cli right now

FinStar — Sat, 05 Dec 2020 00:54:04 GMT

Interesting. I was able to get a CLI from them about a week ago without issues 🤷‍♂️ I called Credit Solutions since the CL was >$10K and have been using my account regularly. I'm wondering if they *may* restrict certain accounts based on internal/external factors? My CLI button still displays online.

Re: Marvel MC not doing cli right now

Anonymous — Sat, 05 Dec 2020 01:15:24 GMT

@FinStarMy Marvel card I asked for cli last night. Congratulations on your increase tho.

Re: Marvel MC not doing cli right now

gdale6 — Sat, 05 Dec 2020 16:07:27 GMT

Was able to log in this morning on both my Synch accounts and yeah no CLI button for Marvel but there is CLD available. I now suspect that there is a problem with the relationship between Marvel and Synch as we know CLI was never canceled on the Walmart card transfer to Cap-1. Marvel may be getting ready to pull the card or contract another issuing bank. Something is up.

Re: Marvel MC not doing cli right now

Anonymous — Sat, 05 Dec 2020 23:21:53 GMT

Can confirm no CLI button on my Marvel card. Button still exists on Amazon.

Re: Marvel MC not doing cli right now

Loquat — Sun, 06 Dec 2020 00:44:42 GMT

@gdale6 wrote:
Was able to log in this morning on both my Synch accounts and yeah no CLI button for Marvel but there is CLD available. I now suspect that there is a problem with the relationship between Marvel and Synch as we know CLI was never canceled on the Walmart card transfer to Cap-1. Marvel may be getting ready to pull the card or contract another issuing bank. Something is up.

If they are to move to another issuing bank I will certainly have fingers crossed that it isn't CapOne or Comenity. Don't need another account with either of them.

Re: Marvel MC not doing cli right now

Anonymous — Sun, 06 Dec 2020 01:40:18 GMT

@Loquat wrote:
@gdale6 wrote:
Was able to log in this morning on both my Synch accounts and yeah no CLI button for Marvel but there is CLD available. I now suspect that there is a problem with the relationship between Marvel and Synch as we know CLI was never canceled on the Walmart card transfer to Cap-1. Marvel may be getting ready to pull the card or contract another issuing bank. Something is up.
If they are to move to another issuing bank I will certainly have fingers crossed that it isn't CapOne or Comenity. Don't need another account with either of them.

I wouldn't be too grumpy about a move to either of them but I would prefer Capital One.

Re: Marvel MC not doing cli right now

JR_TX — Tue, 08 Dec 2020 02:15:36 GMT

UMB Bank is acquiring this portfolio!

Now they both control the Marvel and DC Credit Universe!! 🤪😅😂