topic Re: Crap One in Credit Card Applications

Crap One

DrJim — Tue, 13 Jan 2015 21:07:17 GMT

I receive preapprovals from Capital One almost daily. I am not exaggerating, almost daily. I opted out years ago, but at one time my wife got a Capital One card in my name. Today I recieved a preapproval for,...drumroll please...$1,500! As you can see from my siggy below, I sent it to the shredder. Last opened account was over two years ago. Last credit card was 4-5 years ago. In. The. Garden.

Re: Crap One

-Wade- — Tue, 13 Jan 2015 21:11:10 GMT

@DrJim wrote:
I receive preapprovals from Capital One almost daily. I am not exaggerating, almost daily. I opted out years ago, but at one time my wife got a Capital One card in my name. Today I recieved a preapproval for,...drumroll please...$1,500! As you can see from my siggy below, I sent it to the shredder. Last opened account was over two years ago. Last credit card was 4-5 years ago. In. The. Garden.

Hi Dr. You may need to opt-out again if you want to stop getting the preapprovals.

Re: Crap One

Anonymous — Tue, 13 Jan 2015 21:14:16 GMT

I think you really need that 1500 dollar limit We usually dont grab our mail til saturdays and between my roommate and I there are usually 7 cap one offers in there. Maybe they could save a bit of postage and raise limits and drop their rates

Re: Crap One

DrJim — Wed, 14 Jan 2015 01:33:07 GMT

Unfortunately, if you have a previous business relationship with someone they can still send you stuff even if you opt out. Guess I could go straight to them and ask for them to leave me alone.

Re: Crap One

core — Wed, 14 Jan 2015 03:01:22 GMT

There is a form at the post office you can fill out to stop sexually explicit mail from being sent to you by a particular company. The postmaster does not get to decide what qualifies -- you do. I have used this tactic in the past for certain junk mail, and I think Crapital One would make an excellent candidate.

Re: Crap One

Anonymous — Wed, 14 Jan 2015 03:02:02 GMT

Re: Crap One

TRC_WA — Wed, 14 Jan 2015 03:19:47 GMT

But I'll wager that in 2009 when OP claims he had "starting scores" in the 600's that he had a Crap One card... or two.

LOL

Re: Crap One

DrJim — Wed, 14 Jan 2015 03:58:10 GMT

Well we already know you are an idiot or a troll. I already said in this thread, if you read it, that I have an existing relationship. And, yes, I had scores in the 600's due to the fact that I didn't use revolvers for 10 years. And your comment and adolescent "lol" add to this conversation in a helpful way how?

Re: Crap One

TRC_WA — Wed, 14 Jan 2015 04:10:04 GMT

@DrJim wrote:
Well we already know you are an idiot or a troll. I already said in this thread, if you read it, that I have an existing relationship. And, yes, I had scores in the 600's due to the fact that I didn't use revolvers for 10 years. And your comment and adolescent "lol" add to this conversation in a helpful way how?

Actually I'm neither... I read the OP (that's original post...) and replied to it. I just skimmed the rest of the thread because I just didn't care enough to read the rest.

LOL is a common internet phrase... which means I was laughing at the fact you came here to these forums to let us all know that you got a $1500 offer from "CrapOne" in your mail today... like any of us are supposed to care.

BTW, I'm 40... and thanks for letting us know about your pre-approvals! I will sleep better tonight!

Re: Crap One

Anonymous — Wed, 14 Jan 2015 04:07:55 GMT

Woah fellows. Don't want to incur the wrath of the mods.

Re: Crap One

Anonymous — Wed, 14 Jan 2015 04:07:56 GMT

@TRC, chill out, guy.

Mods will go medieval on you, and you are too cool to see you get banned.

Re: Crap One

TRC_WA — Wed, 14 Jan 2015 04:18:36 GMT

@Anonymous wrote:
@Anonymous, chill out, guy.

Mods will go medieval on you, and you are too cool to see you get banned.

Yeah... I had to go back and edit my post. I wasn't nice enough to the guy for calling me a troll/idiot.

But hey, at least I'll sleep better tonight knowing he threw his $1500 offer into the shredder.

I got another anger management meeting tomorrow after work too... *sigh*

Just noticed you gave him kudos for his post... Amazing considering you did the same to my reply. Is the popcorn done? LOL

Re: Crap One

Anonymous — Wed, 14 Jan 2015 04:19:55 GMT

Darn, I missed the kerfuffle.

Re: Crap One

Anonymous — Wed, 14 Jan 2015 04:22:52 GMT

Yes, Cajun flavored.

Re: Crap One

DrJim — Wed, 14 Jan 2015 04:23:15 GMT

Thank you for proving my point. You read the OP., yes I know what that means, so you should already know I have an existing relationship. Right there in the paragraph I posted. Never said you were an adolescent, said the phrase you used was. We call that an adjective. And it is. Don't understand your point, or you use of quotation marks or why you posted what you did. It has nothing to do with the original post. And if you understand irony you understand I was not posting in a bragging way of a 1500 cl. It was ironic because I have three cls at or in excess of $30K. So, why would I go for it? Hence the shredder. This is a site to help one another so it is difficult for me to understand your hostile response. Don't get that here much. We don't like trolls.

Re: Crap One

TRC_WA — Wed, 14 Jan 2015 04:23:39 GMT

@Anonymous wrote:
Darn, I missed the kerfuffle.

You missed the excitement in an otherwise dull thread. Compared to what goes on over on the Apple fanboi forums it wasn't much of anything.

Re: Crap One

Anonymous — Wed, 14 Jan 2015 04:29:32 GMT

Maybe I'm naive but I love Capital One. The card has really grown with me since my journey to rebuild. It has gone from 300 to 3,000 without getting the EO involved. I'm sure that for people with 35k limits, this means nothing.....but when it comes to giving people looking to rebuild a leg to stand on, I would say Capital One is top of the line.

Re: Crap One

TRC_WA — Wed, 14 Jan 2015 04:30:20 GMT

@DrJim wrote:
Thank you for proving my point. You read the OP., yes I know what that means, so you should already know I have an existing relationship. Right there in the paragraph I posted. Never said you were an adolescent, said the phrase you used was. We call that an adjective. And it is. Don't understand your point, or you use of quotation marks or why you posted what you did. It has nothing to do with the original post. And if you understand irony you understand I was not posting in a bragging way of a 1500 cl. It was ironic because I have three cls at or in excess of $30K. So, why would I go for it? Hence the shredder. This is a site to help one another so it is difficult for me to understand your hostile response. Don't get that here much. We don't like trolls.

Yeah you were... you even used the...

@DrJim wrote:
I receive preapprovals from Capital One almost daily. I am not exaggerating, almost daily. I opted out years ago, but at one time my wife got a Capital One card in my name. Today I recieved a preapproval for,...drumroll please...$1,500! As you can see from my siggy below, I sent it to the shredder. Last opened account was over two years ago. Last credit card was 4-5 years ago. In. The. Garden.

which means you pointed out your sig so your post definitely qualifies as a cool story, bro.

Nobody is trolling here pal. My bad for missing the line about your wife getting a card in your name... I guess that was the pre existing relationship you were talking about.

If you can give me the 15 minutes of my life back that I wasted on your thread I'd appreciate it.

Re: Crap One

Anonymous — Wed, 14 Jan 2015 04:33:50 GMT

This forum never disappoints.

Re: Crap One

TRC_WA — Wed, 14 Jan 2015 04:36:08 GMT

@Anonymous wrote:
This forum never disappoints.

I did forget one thing though...

Congrats OP! May you have continued success in the world of credit cards!