topic Re: Citi Double Cash - Successful Recon! in Credit Card Applications

Citi DC Recon Approved... Then Denied?

Anonymous — Sat, 21 Nov 2020 15:02:53 GMT

I applied earlier today for the Citi Double Cash, and was denied so I called their recon line and was told to call back in 24 hours because their system would have the denial reason(s) by then. I researched more about their recon line and decided to call back tonight, and a recording stated the denial reason was due to too many recent inquiries on my Experian report. That was the same reason I've read other's state for their denial, and I know that couldn't be a valid reason for me since I recently made two years of the applying for any new credit, and one of those two inquiries was from earlier today.

After speaking with someone and explaining that I only have two inquiries on my Experian, the agent verified my address, birthday, and said we had to hang up so she can call me right back to verify my phone number, and after calling me back, she said "congratulations, you have been approved with a starting limit of $7,700". I'm totally shocked the recon worked for me. Glad I decided not to just accept my original denial. Thanks to all who contribute such valuable information in here.

Re: Citi Double Cash - Successful Recon!

M_Smart007 — Sun, 15 Nov 2020 05:34:42 GMT

Congratulations on your DC Approval..

Re: Citi Double Cash - Successful Recon!

dudefromtx — Sun, 15 Nov 2020 05:50:11 GMT

Congrats on the Recon approval and nice SL as well!

Re: Citi Double Cash - Successful Recon!

GrabbedByTheGhoulies — Sun, 15 Nov 2020 05:51:26 GMT

Yes! Enjoy that sweet 2% cash back!

Re: Citi Double Cash - Successful Recon!

PullingMeSoftly — Sun, 15 Nov 2020 06:05:01 GMT

Congrats on the successful recon and approval, nicely done

Re: Citi Double Cash - Successful Recon!

mrcraft — Sun, 15 Nov 2020 07:32:59 GMT

Congratulations on your approval!!

Re: Citi Double Cash - Successful Recon!

Anonymous — Sun, 15 Nov 2020 11:39:13 GMT

Nice work on the recon and congrats on a really nice SL

Re: Citi Double Cash - Successful Recon!

Conceptual23 — Sun, 15 Nov 2020 13:16:42 GMT

Congrats on the approval!

Re: Citi Double Cash - Successful Recon!

Anonymous — Sun, 15 Nov 2020 14:55:14 GMT

Congrats on your approval!!

Re: Citi Double Cash - Successful Recon!

MartyWrite75 — Sun, 15 Nov 2020 15:18:46 GMT

Congratulations on your recon and APPROVAL! Yes!

Re: Citi Double Cash - Successful Recon!

ChemE_Bear — Sun, 15 Nov 2020 16:19:32 GMT

Nice job!

Re: Citi Double Cash - Successful Recon!

coldfusion — Sun, 15 Nov 2020 17:08:08 GMT

Congrats - that's a top tier SL for the DC too.

Re: Citi Double Cash - Successful Recon!

AllZero — Sun, 15 Nov 2020 17:24:15 GMT

Congratulations on your successful reconsideration and approval!

Re: Citi Double Cash - Successful Recon!

cashorcharge — Sun, 15 Nov 2020 17:28:02 GMT

Congratulations on your approval!! Nicely done recon. So easy to correct whatever their computer result gave. Odd for sure but happy it worked out.

Re: Citi Double Cash - Successful Recon!

CreditAggie — Sun, 15 Nov 2020 19:42:41 GMT

Congratulations on your Citi Double Cash approval!

Re: Citi Double Cash - Successful Recon!

Girlzilla88 — Sun, 15 Nov 2020 19:50:20 GMT

@Anonymous That is AWESOME and great DP's....Thank you and again Congrats

Re: Citi Double Cash - Successful Recon!

Anonymous — Sun, 15 Nov 2020 20:30:38 GMT

Congrats and thanks for sharing the recon success story! Odd the system picked that denial reason for you but glad it worked out.

Re: Citi Double Cash - Successful Recon!

blindambition — Sun, 15 Nov 2020 20:38:21 GMT

Well done on that recon!! Very nice SL for DC!! Congrats!!! 👍🏻

Re: Citi Double Cash - Successful Recon!

gdale6 — Sun, 15 Nov 2020 22:34:19 GMT

Grats on the successful recon

Re: Citi Double Cash - Successful Recon!

Loquat — Sun, 15 Nov 2020 22:57:56 GMT

Congrats on the successful recon!