topic Re: Apple Card CLI? in Credit Card Applications

Apple Card CLI?

Anonymous — Tue, 01 Dec 2020 04:34:50 GMT

How soon is too soon to request a CLI? I was approved for the apple card on November 14th while I was going through checkout to buy the 12 pro max and was wondering if asking now would be too soon? I know its a SP so it wont hurt so i'd like to see if they would up my limit a bit more and I have heard of others asking very soon after being approved for the card

Re: Apple Card CLI?

boyboy1520 — Tue, 01 Dec 2020 05:26:32 GMT

Too early I recent got approved and they replayed to early I been seeing a 4 month minimal but like you said. No Hard pull and you just have to request a CLI in a message

Re: Apple Card CLI?

Jnbmom — Tue, 01 Dec 2020 05:39:01 GMT

@Anonymous wrote:
How soon is too soon to request a CLI? I was approved for the apple card on November 14th while I was going through checkout to buy the 12 pro max and was wondering if asking now would be too soon? I know its a SP so it wont hurt so i'd like to see if they would up my limit a bit more and I have heard of others asking very soon after being approved for the card

The going rate for CLIs is 90 days, most have been getting them in that time frame. I have seen some "rare" ones at 60 days. They also just gave quite a few auto increases at the end of this month.

I feel your account though it is too new to try yet.

Re: Apple Card CLI?

Anonymous — Tue, 01 Dec 2020 06:03:57 GMT

@boyboy1520 wrote:
Too early I recent got approved and they replayed to early I been seeing a 4 month minimal but like you said. No Hard pull and you just have to request a CLI in a message

Yeah I assumed. Denied me for the same reason lol

Re: Apple Card CLI?

Anonymous — Tue, 01 Dec 2020 06:06:00 GMT

@Jnbmom wrote:
@Anonymous wrote:
How soon is too soon to request a CLI? I was approved for the apple card on November 14th while I was going through checkout to buy the 12 pro max and was wondering if asking now would be too soon? I know its a SP so it wont hurt so i'd like to see if they would up my limit a bit more and I have heard of others asking very soon after being approved for the card
The going rate for CLIs is 90 days, most have been getting them in that time frame. I have seen some "rare" ones at 60 days. They also just gave quite a few auto increases at the end of this month.

I feel your account though it is too new to try yet.

Definitely too new, was denied. I'll just try at the 90-day mark like a normal person!

Re: Apple Card CLI?

RickNATL — Wed, 23 Dec 2020 19:51:54 GMT

I just completed a request...it was a $2k bump. Seeing other's CLIs, $2k seems to be standard. However, this is the first time I've app'd since the card was released.

Re: Apple Card CLI?

Anonymous — Thu, 24 Dec 2020 02:31:35 GMT

Another bit of advice on this. When I asked for a CLI a few months ago the denial letter listed a very old score. I messaged back and asked requested they update my information. The rep said they would request an updated file, but I had to wait another 30 days to reapply. I was approved on the next one.

Re: Apple Card CLI?

FalconSteve — Thu, 24 Dec 2020 04:09:34 GMT

It's likely too soon, but it's a soft pull, so it isn't going to hurt.

They say AmEx doesn't approve CLI for 61 days, but I got my limit doubled by CLI (not recon) about 36 hours after opening about a month ago.

Congrats on the approval