topic Re: One for the gipper! Penfed or Pendread? in Credit Card Applications

One for the gipper! Penfed or Pendread?

AverageJoesCredit — Wed, 30 Dec 2020 00:34:39 GMT

Could use a bt card soon, figured i would throw in one last app for 2020 and no better way than to test mt new found friendship with Pennywise, er i mean Penfed.

Filled in app, hit submit........AND....error!🤔🤨😏

Ah well, same as my PCR app. Guess ill find out in typical 2020 fashion if app went through by either hp notification or a shiny low limit high apr card in the mail. Go Team PenfedClaus🎄🎅🙏👍🙋‍♂️

Re: One for the gipper! Penfed or Pendread?

Anonymous — Wed, 30 Dec 2020 00:48:15 GMT

Nothing shows up when you check the app status online?

Re: One for the gipper! Penfed or Pendread?

thornback — Wed, 30 Dec 2020 00:50:08 GMT

You just can't quit them, huh? lol... good luck, AJC!!

Re: One for the gipper! Penfed or Pendread?

M_Smart007 — Wed, 30 Dec 2020 00:53:37 GMT

Wishing you the best of Penfed Luck

Re: One for the gipper! Penfed or Pendread?

mgood — Wed, 30 Dec 2020 01:07:10 GMT

Good luck. Mine seems to be a positive experience. I did have a little trouble with the website today and even the rep on the phone said she was watching the little circle spin around and apologized for the delay. Seems their computers may be bogged down for some reason.

Re: One for the gipper! Penfed or Pendread?

AllZero — Wed, 30 Dec 2020 01:08:37 GMT

Good luck on your application! May the odds be ever in your favor.

Re: One for the gipper! Penfed or Pendread?

Anonymous — Wed, 30 Dec 2020 01:10:07 GMT

Crossing fingers for ya my friend!

Re: One for the gipper! Penfed or Pendread?

AverageJoesCredit — Wed, 30 Dec 2020 01:29:55 GMT

@Anonymous wrote:
Nothing shows up when you check the app status online?

Yeah, actually signed back in to check and its there just awaiting review. Weirdly my credit report right now has an even number of debt! So figured why not?

Re: One for the gipper! Penfed or Pendread?

AverageJoesCredit — Wed, 30 Dec 2020 01:34:43 GMT

@thornback wrote:
You just can't quit them, huh? lol... good luck, AJC!!

Lol, nope, joined at the hip since 2016. Thanks, honestly even if denied i can head into 2021 knowing i tried.

True story, i actually got approved conditionally for a local bank card about a month or so ago but never took in my poi, got lazy and at the day i did go to give it, their whole system crashed from an apparent attack so i felt it was a sign not to do it. Would have been 6.5k though with 15 month bt, dang lol. Could always re try but who knows

Re: One for the gipper! Penfed or Pendread?

AverageJoesCredit — Wed, 30 Dec 2020 01:35:08 GMT

@M_Smart007 wrote:
Wishing you the best of Penfed Luck

Thanks Smartie

Re: One for the gipper! Penfed or Pendread?

AverageJoesCredit — Wed, 30 Dec 2020 01:37:01 GMT

@mgood wrote:
Good luck. Mine seems to be a positive experience. I did have a little trouble with the website today and even the rep on the phone said she was watching the little circle spin around and apologized for the delay. Seems their computers may be bogged down for some reason.

Thanks.

One thing ive learned with PF, DO NOT hit twice on apps even on errors, you will get double pulls and they wont recode them

Re: One for the gipper! Penfed or Pendread?

AverageJoesCredit — Wed, 30 Dec 2020 01:37:50 GMT

@AllZero wrote:
Good luck on your application! May the odds be ever in your favor.

Thanks @AllZero leave it to the Beaver..or me

Re: One for the gipper! Penfed or Pendread?

AverageJoesCredit — Wed, 30 Dec 2020 01:38:52 GMT

@Anonymous wrote:
Crossing fingers for ya my friend!

Thanks buddy. At this rate ill never rid my Eq of PF Hps

Re: One for the gipper! Penfed or Pendread?

Anonymous — Wed, 30 Dec 2020 01:46:54 GMT

@AverageJoesCredit wrote:
@Anonymous wrote:
Crossing fingers for ya my friend!
Thanks buddy. At this rate ill never rid my Eq of PF Hps

I've felt that way about mine with Citi after all the failed attempts to grow my Home Depot card. Must have had 4-5 from them at this time last year, and added one in May and one last month too. My EQ is basically tattooed with Citi pulls lol. Was all for nothing until this year when I moved from $500 to $2500 in May, and then to $10k in November.

Re: One for the gipper! Penfed or Pendread?

pinkandgrey — Wed, 30 Dec 2020 01:46:31 GMT

Good luck, AJC! I bet it's an approval.

Re: One for the gipper! Penfed or Pendread?

randomguy1 — Wed, 30 Dec 2020 01:51:08 GMT

@Anonymous wrote:
@AverageJoesCredit wrote:
@Anonymous wrote:
Crossing fingers for ya my friend!
Thanks buddy. At this rate ill never rid my Eq of PF Hps
I've felt that way about mine with Citi after all the failed attempts to grow my Home Depot card. Must have had 4-5 from them at this time last year, and added one in May and one last month too. My EQ is basically tattooed with Citi pulls lol. Was all for nothing until this year when I moved from $500 to $2500 in May, and then to $10k in November.

We all have one huh? My TU is littered with failed Barclays business card attempts.

Re: One for the gipper! Penfed or Pendread?

cashorcharge — Wed, 30 Dec 2020 02:11:32 GMT

Sending you good approval MOJO @AverageJoesCredit

Re: One for the gipper! Penfed or Pendread?

Anonymous — Wed, 30 Dec 2020 02:17:48 GMT

@randomguy1 wrote:
@Anonymous wrote:
@AverageJoesCredit wrote:
@Anonymous wrote:
Crossing fingers for ya my friend!
Thanks buddy. At this rate ill never rid my Eq of PF Hps
I've felt that way about mine with Citi after all the failed attempts to grow my Home Depot card. Must have had 4-5 from them at this time last year, and added one in May and one last month too. My EQ is basically tattooed with Citi pulls lol. Was all for nothing until this year when I moved from $500 to $2500 in May, and then to $10k in November.
We all have one huh? My TU is littered with failed Barclays business card attempts.

Yup lol, the irony is that the final time they denied me before I got my first increase to $2500, it was for inquiries. I told them "it's all inquiries from you guys, not random credit-seeking" but it didn't matter.

Re: One for the gipper! Penfed or Pendread?

ChargedUp — Wed, 30 Dec 2020 05:43:04 GMT

Sending good FICO vibes your way AJC! Hope they pull through and don't play hard to get like Discover!

BTW, since PenFed pulls mortgage score, wouldn't a double pull score the same as one pull?

Re: One for the gipper! Penfed or Pendread?

AverageJoesCredit — Wed, 30 Dec 2020 11:39:03 GMT

@randomguy1 wrote:
@Anonymous wrote:
@AverageJoesCredit wrote:
@Anonymous wrote:
Crossing fingers for ya my friend!
Thanks buddy. At this rate ill never rid my Eq of PF Hps
I've felt that way about mine with Citi after all the failed attempts to grow my Home Depot card. Must have had 4-5 from them at this time last year, and added one in May and one last month too. My EQ is basically tattooed with Citi pulls lol. Was all for nothing until this year when I moved from $500 to $2500 in May, and then to $10k in November.
We all have one huh? My TU is littered with failed Barclays business card attempts.

Lol, Navy OWNS my TU . But its been worth it. Never in my life did i think id have a 29k credit card!