topic Re: Capital One - Stuck with CLI in Credit Card Applications

Capital One - Stuck with CLI

jrubedjmp311 — Sat, 12 Dec 2020 00:40:42 GMT

All -

I started my credit journey with a Capital One Platinum in 2015. I ended up getting the card upgraded to a Quicksilver. In the last 5 years the limit only got the $1650.

2 years ago, I applied for the Venture card and that card is now up to 8k.

I called CO and they said the terms and conditions on the first card will limit the increases.

I don't want to close it and lose my history but want to use it.

Any advice with CO and the limit on the account?

Re: Capital One - Stuck with CLI

Mr_Mojo_Risin — Sat, 12 Dec 2020 00:57:06 GMT

It's just never going to grow very quickly. Its pretty much a beginner/rebuilder card. It's a good 1.5% cashback card without much growth.

Re: Capital One - Stuck with CLI

SweetCreditObsession — Tue, 05 Jan 2021 06:57:25 GMT

It's a bucketed card. If that term is unfamiliar to you, please use this site's forums to research it. There are a number of informative posts about it.